:root{
  --paper:#F1F2ED;
  --paper-raise:#FFFFFF;
  --ink:#1E2A2F;
  --ink-soft:#57666B;
  --line:#DEE2DB;
  --red:#B23A2E;
  --red-dark:#8F2C22;
  --red-tint:#F7E7E3;
  --radius:12px;
  --serif:'Lora',serif;
  --mono:'IBM Plex Mono',monospace;
  --sans:'Work Sans',sans-serif;
}
*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);line-height:1.6;-webkit-font-smoothing:antialiased;padding-bottom:64px;}
img,svg{display:block;max-width:100%;}
a{color:inherit;}
.wrap{max-width:1160px;margin:0 auto;padding:0 28px;}
section{padding:96px 0;}
@media (max-width:720px){ section{padding:48px 0;} body{padding-bottom:70px;} }

.eyebrow{font-weight:700;font-size:12.5px;letter-spacing:.13em;text-transform:uppercase;color:var(--red);}
h1,h2,h3{font-family:var(--serif);font-weight:700;margin:0;color:var(--ink);}
h1{font-size:clamp(32px,4.4vw,52px);line-height:1.12;letter-spacing:-.01em;}
h2{font-size:clamp(24px,2.8vw,32px);line-height:1.2;}
h3{font-size:19px;}
p{margin:0;}
.lede{font-size:18px;color:var(--ink-soft);max-width:52ch;}
.code{font-family:var(--mono);}

.btn{display:inline-flex;align-items:center;gap:10px;font-family:var(--sans);font-weight:600;font-size:15.5px;
  padding:14px 26px;border-radius:9px;border:none;cursor:pointer;text-decoration:none;transition:transform .15s ease, box-shadow .15s ease, background .15s ease;}
.btn:focus-visible{outline:3px solid var(--ink);outline-offset:3px;}
.btn-primary{background:var(--red);color:#fff;box-shadow:0 6px 16px rgba(178,58,46,.24);}
.btn-primary:hover{background:var(--red-dark);transform:translateY(-1px);}
.btn-ghost{background:#fff;color:var(--ink);border:1.5px solid var(--line);}
.btn-ghost:hover{border-color:var(--ink);}
.btn-sm{padding:10px 18px;font-size:14px;}

header{position:sticky;top:0;z-index:50;background:rgba(241,242,237,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line);}
.headrow{display:flex;align-items:center;justify-content:space-between;padding:14px 0;gap:16px;}
.logo{display:flex;align-items:center;gap:11px;text-decoration:none;color:var(--ink);}
.logo .wordmark{font-family:var(--serif);font-weight:700;font-size:19px;line-height:1.1;}
.logo .tagline{font-size:10px;color:var(--ink-soft);letter-spacing:.06em;text-transform:uppercase;}
nav{display:flex;align-items:center;gap:18px;}
.nav-links{display:flex;gap:16px;position:relative;}
nav a.navlink{font-size:14px;font-weight:500;text-decoration:none;color:var(--ink-soft);white-space:nowrap;}
nav a.navlink:hover{color:var(--ink);}
.has-mega{position:relative;}
.mega{display:none;position:absolute;top:100%;left:0;background:#fff;border:1px solid var(--line);border-radius:10px;padding:14px;min-width:220px;box-shadow:0 12px 30px rgba(0,0,0,.08);}
.has-mega:hover .mega{display:block;}
.mega a{display:block;padding:7px 8px;font-size:14px;color:var(--ink-soft);text-decoration:none;border-radius:6px;}
.mega a:hover{background:var(--paper);color:var(--ink);}
@media (max-width:980px){ .nav-links{display:none;} }

.nav-toggle{display:none;background:none;border:none;cursor:pointer;color:var(--ink);padding:6px;}
@media (max-width:980px){ .nav-toggle{display:flex;} }
.mobile-nav-panel{display:none;flex-direction:column;background:#fff;border-top:1px solid var(--line);padding:8px 20px 16px;}
.mobile-nav-panel.open{display:flex;}
.mobile-nav-panel a{padding:11px 4px;font-size:15px;color:var(--ink);text-decoration:none;border-bottom:1px solid var(--line);}
.mobile-nav-panel a:last-child{border-bottom:none;}

/* mobile CTA bar */
.mobile-cta-bar{position:fixed;bottom:0;left:0;right:0;z-index:60;display:none;background:#fff;border-top:1px solid var(--line);
  padding:10px 14px;gap:10px;box-shadow:0 -6px 18px rgba(0,0,0,.06);}
@media (max-width:720px){ .mobile-cta-bar{display:flex;} }
.mobile-cta-bar a{flex:1;text-align:center;}

/* breadcrumb */
.breadcrumb{font-size:13px;color:var(--ink-soft);padding:16px 0 0;}
.breadcrumb a{text-decoration:none;color:var(--ink-soft);}
.breadcrumb a:hover{color:var(--red);}

/* hero (product pages) */
.hero-product{padding-top:36px;padding-bottom:12px;}
.hero-product h1{margin-top:12px;}
.hero-product .lede{margin-top:14px;}
.hero-ctas{display:flex;gap:14px;flex-wrap:wrap;margin-top:22px;}
.hero-phone{font-family:var(--mono);font-weight:600;}

/* generic content blocks */
.block + .block{margin-top:44px;}
.block h2{margin-bottom:14px;}
.block p, .block li{color:var(--ink-soft);font-size:16px;}
.block ul{padding-left:20px;}
.block li{margin-bottom:8px;}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:32px;}
@media (max-width:820px){ .two-col{grid-template-columns:1fr;} }

.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;}
@media (max-width:900px){ .card-grid{grid-template-columns:repeat(2,1fr);} }
@media (max-width:640px){ .card-grid{grid-template-columns:1fr;} }
.mini-card{background:var(--paper-raise);border:1px solid var(--line);border-radius:12px;padding:22px;text-decoration:none;color:var(--ink);display:flex;flex-direction:column;gap:8px;transition:border-color .15s ease, transform .15s ease, box-shadow .15s ease;box-shadow:0 1px 2px rgba(30,42,47,.04);}
.mini-card:hover{box-shadow:0 10px 24px rgba(30,42,47,.08);}
.mini-card:hover{border-color:var(--red);transform:translateY(-2px);}
.mini-card .ic{width:30px;height:30px;color:var(--red);}
.mini-card h3{font-size:17px;}
.mini-card p{font-size:14px;color:var(--ink-soft);}

.tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;}
@media (max-width:820px){ .tiles{grid-template-columns:1fr;} }
.tile{background:var(--paper-raise);border:1.5px solid var(--line);border-radius:16px;padding:28px 24px;text-decoration:none;color:var(--ink);
  box-shadow:0 1px 2px rgba(30,42,47,.04);
  display:flex;flex-direction:column;gap:10px;transition:border-color .15s ease, transform .15s ease;}
.tile:hover{border-color:var(--red);transform:translateY(-3px);}
.tile .ic{width:36px;height:36px;color:var(--red);}
.tile .go{font-size:13.5px;font-weight:600;color:var(--red);margin-top:2px;}

.trust{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--paper-raise);}
.trust .wrap{display:flex;flex-wrap:wrap;gap:14px 34px;justify-content:center;padding:18px 28px;text-align:center;}
.trust-item{font-size:13.5px;color:var(--ink-soft);font-weight:500;}
.trust-item b{color:var(--ink);}

.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
@media (max-width:820px){ .why-grid{grid-template-columns:1fr;} }
.why-item{background:var(--paper-raise);border:1px solid var(--line);border-radius:var(--radius);padding:24px;}
.why-item .ic{width:26px;height:26px;color:var(--red);margin-bottom:10px;}
.why-item p{font-size:14.5px;}

.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;}
@media (max-width:820px){ .steps{grid-template-columns:1fr;} }
.step{position:relative;padding-top:8px;}
.step .num{font-family:var(--mono);font-size:13px;color:var(--red);font-weight:700;letter-spacing:.05em;}
.step h3{margin-top:10px;}
.step p{color:var(--ink-soft);margin-top:8px;font-size:15px;}
.step-line{position:absolute;top:0;left:0;width:32px;height:3px;background:var(--red);border-radius:2px;}

/* faq accordion (shared class) */
.faq-list{border-top:1px solid var(--line);}
details.faq{border-bottom:1px solid var(--line);}
details.faq summary{list-style:none;cursor:pointer;display:flex;align-items:center;gap:16px;padding:18px 4px;font-family:var(--serif);font-weight:700;font-size:16.5px;}
details.faq summary::-webkit-details-marker{display:none;}
details.faq .chevron{margin-left:auto;flex:none;width:18px;height:18px;transition:transform .2s ease;color:var(--ink-soft);}
details.faq[open] .chevron{transform:rotate(180deg);}
.faq-body{padding:0 4px 20px 0;color:var(--ink-soft);font-size:15px;max-width:70ch;}

/* market banner (accompaniment message, no named insurers) */
.market-banner{max-width:680px;margin:0 auto;text-align:center;display:flex;flex-direction:column;align-items:center;gap:14px;}
.market-banner .ic{width:38px;height:38px;color:var(--red);}
.market-banner h2{max-width:26ch;}

/* form */
.lead{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start;}
@media (max-width:900px){ .lead{grid-template-columns:1fr;} }
form{background:var(--paper-raise);border:1px solid var(--line);border-radius:var(--radius);padding:30px;display:flex;flex-direction:column;gap:15px;}
.field{display:flex;flex-direction:column;gap:6px;}
label{font-size:12.5px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--ink-soft);}
input,select,textarea{font-family:var(--sans);font-size:15px;padding:11px 13px;border-radius:8px;border:1.5px solid var(--line);background:#fff;color:var(--ink);}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--red);}
textarea{resize:vertical;min-height:80px;}
.form-note{font-size:12px;color:var(--ink-soft);}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--ink-soft);text-transform:none;font-weight:400;letter-spacing:normal;}
.consent input{width:16px;height:16px;flex:none;margin-top:2px;}
.reassure{display:flex;flex-direction:column;gap:10px;margin-top:20px;}
.reassure-item{display:flex;gap:10px;align-items:flex-start;font-size:14px;color:var(--ink-soft);}
.reassure-item .ic{width:18px;height:18px;color:var(--red);flex:none;margin-top:2px;}

/* multi-step quote form */
.form-progress{height:4px;background:var(--line);border-radius:2px;overflow:hidden;margin-bottom:26px;}
.form-progress-bar{display:block;height:100%;background:var(--red);border-radius:2px;transition:width .3s ease;}
.step-label{font-family:var(--mono);font-size:11.5px;color:var(--ink-soft);letter-spacing:.06em;text-transform:uppercase;margin-bottom:6px;}
.step-q{font-size:20px;margin-bottom:18px;}
.choice-grid{display:flex;flex-direction:column;gap:10px;margin-bottom:22px;}
.choice-grid-sm .needs-group{display:none;flex-direction:row;flex-wrap:wrap;gap:10px;}
.choice{display:flex;align-items:center;gap:12px;padding:14px 16px;border:1.5px solid var(--line);border-radius:10px;cursor:pointer;font-size:15px;transition:border-color .15s ease, background .15s ease;background:#fff;text-transform:none;font-weight:400;letter-spacing:normal;}
.choice:hover{border-color:var(--red);}
.choice input{accent-color:var(--red);width:17px;height:17px;flex:none;}
.choice input:checked ~ span{font-weight:600;}
.choice:has(input:checked){border-color:var(--red);background:var(--red-tint);}
.choice-sm{padding:9px 14px;font-size:13.5px;flex:none;}
.step-actions{display:flex;gap:12px;margin-top:4px;}
.btn-next:disabled{opacity:.45;cursor:not-allowed;}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px;}
@media (max-width:520px){ .field-row{grid-template-columns:1fr;} }
.summary-box{background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:18px 20px;margin-bottom:18px;display:flex;flex-direction:column;gap:10px;}
.summary-row{display:flex;justify-content:space-between;gap:16px;font-size:14px;border-bottom:1px solid var(--line);padding-bottom:8px;}
.summary-row:last-child{border-bottom:none;padding-bottom:0;}
.summary-row span{color:var(--ink-soft);}
.confirm-steps{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:12px;}
.confirm-steps li{font-size:14.5px;color:var(--ink-soft);padding-left:18px;border-left:2px solid var(--red);}
.confirm-steps strong{color:var(--ink);}

/* article / blog */
.article-meta{font-size:13px;color:var(--ink-soft);margin-top:10px;}
.article-body h2{margin-top:36px;margin-bottom:12px;font-size:24px;}
.article-body h3{margin-top:24px;margin-bottom:8px;font-size:18px;}
.article-body p{color:var(--ink-soft);font-size:16px;margin-bottom:14px;max-width:72ch;}
.article-body ul{padding-left:20px;color:var(--ink-soft);max-width:72ch;}
.article-body li{margin-bottom:8px;}
.toc{background:var(--paper-raise);border:1px solid var(--line);border-radius:10px;padding:20px 24px;margin:28px 0;max-width:520px;}
.toc h3{font-size:14px;text-transform:uppercase;letter-spacing:.05em;margin-bottom:10px;}
.toc a{display:block;font-size:14.5px;color:var(--red);text-decoration:none;padding:4px 0;}
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
@media (max-width:900px){ .blog-grid{grid-template-columns:1fr 1fr;} }
@media (max-width:640px){ .blog-grid{grid-template-columns:1fr;} }
.blog-card{background:var(--paper-raise);border:1px solid var(--line);border-radius:12px;padding:22px;text-decoration:none;color:var(--ink);display:flex;flex-direction:column;gap:10px;}
.blog-card:hover{border-color:var(--red);}
.blog-cat{font-size:11.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--red);}

footer{border-top:1px solid var(--line);padding:44px 0 30px;}
.foot-grid{display:flex;flex-wrap:wrap;justify-content:space-between;gap:26px;}
.foot-col h4{font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-soft);margin:0 0 12px;font-weight:700;}
.foot-col p, .foot-col a{font-size:14px;color:var(--ink);display:block;text-decoration:none;margin-bottom:6px;}
.foot-partner{margin-top:30px;padding-top:20px;border-top:1px solid var(--line);font-size:13px;color:var(--ink-soft);}
.foot-partner a{color:var(--red);font-weight:600;text-decoration:none;}
.foot-legal{margin-top:20px;padding-top:18px;border-top:1px solid var(--line);font-size:11.5px;color:var(--ink-soft);line-height:1.7;}

.notfound{min-height:60vh;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;gap:18px;padding:80px 24px;}

/* ==========================================================
   FORASSURE V2 — UX/UI refinement
   Human, editorial, conversion-first layer.
   Existing classes retained for SEO-safe rollout.
   ========================================================== */
:root{
  --paper:#f6f5f1;
  --paper-raise:#fffefa;
  --ink:#182126;
  --ink-soft:#59666a;
  --line:#dfe3df;
  --red:#a9362b;
  --red-dark:#84291f;
  --red-tint:#f4e6e2;
  --cream:#ebe8df;
  --serif:'Lora',Georgia,serif;
  --sans:'Work Sans',Arial,sans-serif;
}
body{background:var(--paper);color:var(--ink);padding-bottom:0;}
.wrap{max-width:1240px;padding-left:32px;padding-right:32px;}
section{padding:104px 0;}
header{background:rgba(246,245,241,.94);border-bottom:1px solid rgba(24,33,38,.10);box-shadow:0 2px 18px rgba(24,33,38,.035);}
.headrow{min-height:74px;padding:10px 0;}
.logo .wordmark{font-family:var(--sans);font-size:18px;letter-spacing:.08em;font-weight:800;}
.logo .tagline{font-size:9px;letter-spacing:.12em;}
.nav-links{gap:5px;align-items:center;}
nav a.navlink{padding:10px 9px;border-radius:7px;color:#465358;font-size:13.5px;font-weight:600;}
nav a.navlink:hover{background:rgba(169,54,43,.055);color:var(--ink);}
.has-mega:hover .mega{display:grid;}
.mega{top:calc(100% + 8px);left:50%;transform:translateX(-50%);grid-template-columns:repeat(2,minmax(190px,1fr));gap:2px 12px;min-width:440px;padding:16px;box-shadow:0 20px 50px rgba(24,33,38,.13);border-color:#d7dbd7;}
.mega:before{content:"";position:absolute;top:-8px;left:0;right:0;height:8px;}
.mega a{padding:9px 10px;font-size:13.5px;}
.btn{border-radius:7px;padding:14px 23px;font-size:14.5px;box-shadow:none;}
.btn-primary{background:var(--red);box-shadow:0 5px 14px rgba(169,54,43,.16);}
.btn-primary:hover{background:var(--red-dark);box-shadow:0 8px 20px rgba(169,54,43,.20);}
.btn-ghost{background:transparent;border:1px solid #cfd5d1;}
.eyebrow{font-family:var(--sans);font-size:11px;letter-spacing:.14em;}
h1{font-size:clamp(38px,5vw,66px);line-height:1.02;letter-spacing:-.035em;}
h2{font-size:clamp(29px,3.3vw,43px);line-height:1.08;letter-spacing:-.025em;}
h3{font-family:var(--sans);font-size:18px;line-height:1.25;letter-spacing:-.01em;}
.lede{font-size:18px;line-height:1.7;color:#5a6669;}
.hero-product{padding-top:52px;padding-bottom:54px;}
.hero-product h1{max-width:920px;}
.hero-product .lede{max-width:64ch;}
.hero-ctas{margin-top:28px;}
.breadcrumb{padding-top:18px;font-size:12px;letter-spacing:.01em;}
.breadcrumb a{color:#6a7476;}
.card-grid,.tiles,.why-grid{gap:14px;}
.mini-card,.tile,.why-item,.blog-card{border-radius:9px;box-shadow:none;background:var(--paper-raise);}
.mini-card{padding:24px;border-color:#dfe2df;min-height:180px;}
.mini-card:hover,.tile:hover{border-color:var(--red);transform:translateY(-2px);box-shadow:0 12px 30px rgba(24,33,38,.07);}
.tile{padding:30px 28px;min-height:235px;}
.why-item{padding:27px;border-color:#dfe2df;}
.trust{background:#1d292d;color:#fff;border:0;}
.trust .wrap{justify-content:space-between;padding-top:17px;padding-bottom:17px;}
.trust-item{color:#c8d0d0;font-size:13px;}
.trust-item b{color:#fff;}
.steps{gap:0;border-top:1px solid var(--line);}
.step{padding:28px 28px 10px 0;border-right:1px solid var(--line);min-height:175px;}
.step:not(:first-child){padding-left:28px;}
.step:last-child{border-right:0;}
.step-line{display:none;}
.step .num{font-size:11px;letter-spacing:.10em;}
.step h3{font-size:19px;margin-top:16px;}
.market-banner{max-width:820px;}
.partner-box{border-radius:9px!important;background:#1d292d!important;color:#fff;}
.partner-box .eyebrow{color:#e8b2a9;}
.partner-box h3{color:#fff;}
.partner-box p{color:#cbd3d3!important;}
.partner-box .btn-primary{background:#fff;color:#1d292d;}
.partner-box .btn-primary:hover{background:#f0efea;}
.lead{gap:70px;align-items:start;}
.lead>div:first-child{padding-top:12px;}
form{border-radius:10px;padding:34px;border-color:#d9ddda;box-shadow:0 18px 55px rgba(24,33,38,.07);}
.form-progress{height:3px;margin-bottom:24px;}
.form-progress-bar{background:var(--red);}
.step-label{font-size:10.5px;letter-spacing:.12em;}
.step-q{font-family:var(--sans);font-size:25px;letter-spacing:-.02em;}
.choice{border-radius:7px;padding:15px 16px;border-color:#d8ddda;}
.choice:hover{border-color:#b9c1bd;background:#fcfcfa;}
.choice:has(input:checked){border-color:var(--red);background:#faf0ed;box-shadow:inset 3px 0 0 var(--red);}
.choice input{accent-color:var(--red);}
input,select,textarea{border-radius:7px;border-color:#d6dcd8;background:#fff;}
input:focus,select:focus,textarea:focus{border-color:var(--red);box-shadow:0 0 0 3px rgba(169,54,43,.08);}
.summary-box{border-radius:8px;background:#f7f6f2;}
.confirm-steps li{border-left-color:var(--red);}
footer{background:#202b2f;color:#fff;border-top:0;padding:58px 0 32px;}
.foot-col h4{color:#aeb8b8;}
.foot-col p,.foot-col a{color:#e0e5e4;}
.foot-col a:hover{color:#fff;text-decoration:underline;text-underline-offset:3px;}
.foot-partner{border-color:#465154;color:#bfc8c8;}
.foot-partner a{color:#f0b3aa;}
.foot-legal{border-color:#465154;color:#aeb8b8;}
.mobile-cta-bar{background:#202b2f;border-top:1px solid #3d484b;box-shadow:0 -8px 25px rgba(0,0,0,.14);}
.mobile-cta-bar .btn-ghost{color:#fff;border-color:#596467;background:transparent;}

/* Homepage composition */
.home-hero{padding:76px 0 78px;background:var(--paper);}
.home-hero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(360px,.85fr);gap:72px;align-items:center;}
.home-kicker{display:flex;align-items:center;gap:10px;color:#59666a;font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;}
.home-kicker:before{content:"";width:30px;height:1px;background:var(--red);}
.home-hero h1{margin-top:18px;max-width:850px;}
.home-hero-copy{margin-top:24px;max-width:650px;}
.home-hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px;}
.home-note{display:flex;gap:22px;flex-wrap:wrap;margin-top:24px;color:#697477;font-size:12.5px;}
.home-note span{display:inline-flex;align-items:center;gap:7px;}
.home-note i{width:6px;height:6px;border-radius:50%;background:var(--red);display:inline-block;}
.hero-quote-card{background:#fffefa;border:1px solid #d8ddda;border-radius:10px;padding:27px;box-shadow:0 22px 60px rgba(24,33,38,.09);}
.hero-quote-card .card-top{display:flex;justify-content:space-between;gap:15px;align-items:start;margin-bottom:20px;}
.hero-quote-card .card-title{font-family:var(--sans);font-size:19px;font-weight:700;line-height:1.2;}
.hero-quote-card .card-meta{font-size:11px;color:#727d80;}
.quick-choice{display:grid;grid-template-columns:1fr 1fr;gap:8px;}
.quick-choice a{display:flex;align-items:center;justify-content:space-between;gap:10px;border:1px solid #dfe3df;border-radius:7px;padding:13px 14px;text-decoration:none;font-size:13px;font-weight:600;background:#fff;}
.quick-choice a:hover{border-color:var(--red);color:var(--red);}
.quick-choice small{display:block;color:#7a8487;font-weight:400;margin-top:2px;}
.hero-card-footer{margin-top:18px;padding-top:15px;border-top:1px solid #e2e5e2;display:flex;justify-content:space-between;gap:12px;font-size:11.5px;color:#6c7779;}
.home-band{background:#202b2f;color:#fff;padding:19px 0;}
.home-band .wrap{display:flex;justify-content:space-between;align-items:center;gap:20px;}
.home-band strong{font-size:14px;}
.home-band span{font-size:12.5px;color:#c3cccc;}
.home-section-head{display:flex;justify-content:space-between;gap:35px;align-items:end;margin-bottom:34px;}
.home-section-head p{max-width:48ch;color:#687376;font-size:15px;}
.profile-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;}
.profile-card{min-height:260px;border:1px solid #dfe3df;background:#fffefa;padding:28px;text-decoration:none;display:flex;flex-direction:column;justify-content:space-between;border-radius:9px;transition:.18s ease;}
.profile-card:hover{border-color:var(--red);transform:translateY(-3px);box-shadow:0 14px 34px rgba(24,33,38,.08);}
.profile-card .num{font-size:11px;font-family:var(--sans);font-weight:700;letter-spacing:.12em;color:var(--red);}
.profile-card h3{font-size:23px;margin-top:25px;}
.profile-card p{color:#687376;font-size:14px;line-height:1.65;margin-top:10px;}
.profile-card .arrow{margin-top:25px;font-weight:700;font-size:13px;color:var(--ink);}
.solution-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;}
.solution-card{border-top:2px solid var(--ink);padding:22px 4px 12px;text-decoration:none;display:block;}
.solution-card:hover{border-color:var(--red);}
.solution-card h3{font-size:18px;margin-bottom:7px;}
.solution-card p{font-size:13.5px;color:#697477;}
.editorial-split{display:grid;grid-template-columns:.8fr 1.2fr;gap:75px;align-items:start;}
.editorial-statement{font-family:var(--serif);font-size:clamp(27px,3.2vw,43px);line-height:1.15;letter-spacing:-.025em;}
.editorial-copy{color:#687376;font-size:16px;line-height:1.8;max-width:65ch;}
.editorial-copy p+p{margin-top:15px;}
.process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--line);}
.process-card{padding:27px 28px 15px 0;border-right:1px solid var(--line);min-height:190px;}
.process-card:not(:first-child){padding-left:28px;}
.process-card:last-child{border-right:0;}
.process-card .num{font-family:var(--sans);font-size:11px;font-weight:700;letter-spacing:.12em;color:var(--red);}
.process-card h3{font-size:20px;margin:15px 0 8px;}
.process-card p{color:#687376;font-size:14px;line-height:1.65;}
.home-final-cta{background:#ebe8df;}
.home-final-grid{display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center;}
.home-final-grid h2{max-width:18ch;}
.home-final-grid p{color:#657174;max-width:58ch;margin-top:12px;}

/* Product pages: make the first screen more editorial without touching copy/URLs */
.hero-product .wrap{position:relative;}
.hero-product .wrap:after{content:"";position:absolute;right:32px;top:25px;width:92px;height:1px;background:var(--red);opacity:.65;}
.article-body{max-width:780px;}
.article-body h2{font-size:29px;letter-spacing:-.02em;}

@media (max-width:1050px){
  .home-hero-grid{grid-template-columns:1fr;gap:40px;}
  .hero-quote-card{max-width:680px;}
  .nav-links{display:none;}
  .nav-toggle{display:flex;}
}
@media (max-width:900px){
  section{padding:78px 0;}
  .profile-grid,.solution-grid{grid-template-columns:1fr 1fr;}
  .editorial-split{grid-template-columns:1fr;gap:28px;}
  .process-grid{grid-template-columns:1fr;}
  .process-card,.process-card:not(:first-child){border-right:0;border-bottom:1px solid var(--line);padding:25px 0;min-height:0;}
  .process-card:last-child{border-bottom:0;}
  .step,.step:not(:first-child){border-right:0;border-bottom:1px solid var(--line);padding:25px 0;min-height:0;}
}
@media (max-width:680px){
  .wrap{padding-left:20px;padding-right:20px;}
  section{padding:60px 0;}
  .home-hero{padding:46px 0 55px;}
  .home-hero h1{font-size:43px;}
  .home-hero-copy{font-size:16px;}
  .hero-quote-card{padding:22px;}
  .quick-choice{grid-template-columns:1fr;}
  .home-band .wrap{display:block;}
  .home-band span{display:block;margin-top:4px;}
  .home-section-head{display:block;margin-bottom:25px;}
  .profile-grid,.solution-grid{grid-template-columns:1fr;}
  .profile-card{min-height:220px;}
  .home-final-grid{grid-template-columns:1fr;}
  .home-final-grid h2{max-width:none;}
  .hero-product .wrap:after{display:none;}
  .lead{gap:38px;}
  form{padding:23px 19px;}
}

/* =========================================================
   FORASSURE V3 — UX / visual system
   ========================================================= */
:root{
  --paper:#f7f7f3;
  --paper-raise:#ffffff;
  --ink:#172328;
  --ink-soft:#607076;
  --line:#dfe4e1;
  --red:#bd3c2e;
  --red-dark:#972e24;
  --red-tint:#f8ebe8;
  --deep:#17262b;
  --warm:#eeece4;
  --serif:'Lora', Georgia, serif;
  --sans:'Work Sans', Arial, sans-serif;
}
html{background:var(--paper);}
body{background:var(--paper);font-family:var(--sans);color:var(--ink);}
body *{max-width:none;}
.wrap{max-width:1240px;padding-left:32px;padding-right:32px;}
h1,h2{font-family:var(--serif);font-weight:700;color:var(--ink);}
h3,h4,.btn,label,.navlink,.eyebrow,.text-link{font-family:var(--sans);}
h1{letter-spacing:-.035em;}
h2{letter-spacing:-.025em;}
.btn{min-height:50px;border-radius:8px;padding:14px 22px;font-weight:650;}
.btn-primary{background:var(--red);box-shadow:0 10px 24px rgba(189,60,46,.16);}
.btn-primary:hover{background:var(--red-dark);transform:translateY(-1px);}
.btn-ghost{background:#fff;border:1px solid #d5dcda;}

header{background:rgba(247,247,243,.96);border-bottom:1px solid #e0e4e1;backdrop-filter:blur(12px);}
.headrow{min-height:82px;padding:10px 0;gap:28px;}
.logo{flex:0 0 auto;gap:12px;}
.logo svg{width:36px;height:36px;}
.logo .wordmark{font-family:var(--sans)!important;font-size:18px;letter-spacing:.07em;}
.logo .tagline{font-family:var(--sans)!important;font-size:9px;letter-spacing:.11em;}
nav{min-width:0;gap:20px;}
.nav-links{gap:20px;align-items:center;}
nav a.navlink{font-size:14px;font-weight:600;color:#55656a;}
nav a.navlink:hover{color:var(--ink);}
nav>.btn{flex:0 0 auto;white-space:nowrap;min-width:112px;justify-content:center;}
.mega{top:calc(100% + 8px);border-radius:10px;box-shadow:0 18px 45px rgba(20,32,37,.12);}
.nav-toggle{color:var(--ink);}

/* No accidental layout stretching at intermediate desktop widths. */
@media (min-width:981px) and (max-width:1250px){
  .wrap{padding-left:24px;padding-right:24px;}
  .nav-links{gap:12px;}
  nav a.navlink{font-size:12.5px;}
  nav{gap:12px;}
}

/* Homepage */
.home-hero-v3{padding:84px 0 76px;background:linear-gradient(180deg,#f7f7f3 0%,#f3f3ee 100%);border-bottom:1px solid #e4e7e3;}
.home-hero-v3-grid{display:grid;grid-template-columns:minmax(0,1.06fr) minmax(370px,.74fr);gap:82px;align-items:center;}
.home-hero-v3-copy{max-width:760px;}
.home-kicker{display:inline-flex;align-items:center;gap:11px;font-size:11px;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:var(--red);}
.home-kicker:before{content:"";width:32px;height:1px;background:var(--red);}
.home-hero-v3 h1{font-size:clamp(48px,5.1vw,76px);line-height:1.01;margin:18px 0 0;max-width:760px;}
.home-hero-v3-lede{margin-top:26px;max-width:650px;font-size:18px;line-height:1.75;color:var(--ink-soft);}
.home-hero-v3-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:31px;}
.home-trust-row{display:flex;gap:18px;flex-wrap:wrap;margin-top:22px;color:#647276;font-size:12.5px;}
.home-location{margin-top:22px;font-size:12px;color:#7b8588;}
.home-hero-v3-visual{position:relative;min-height:420px;display:flex;align-items:center;justify-content:center;}
.home-hero-v3-visual:before{content:"";position:absolute;width:390px;height:390px;border-radius:50%;border:1px solid #dfe3df;left:50%;top:50%;transform:translate(-50%,-50%);}
.home-hero-v3-visual:after{content:"";position:absolute;width:260px;height:260px;border-radius:50%;background:#eeece4;left:50%;top:50%;transform:translate(-50%,-50%);}
.brand-seal{position:absolute;z-index:2;top:28px;right:20px;display:flex;align-items:center;gap:9px;background:var(--deep);color:#fff;padding:8px 12px 8px 8px;border-radius:999px;font-size:11px;font-weight:700;letter-spacing:.08em;box-shadow:0 10px 25px rgba(23,38,43,.14);}
.brand-seal-mark{width:26px;height:26px;border-radius:50%;background:#f7f7f3;color:var(--red);display:grid;place-items:center;}
.brand-seal-mark svg{width:20px;height:20px;}
.hero-question-card{position:relative;z-index:3;width:min(100%,430px);background:#fff;border:1px solid #dce2df;border-radius:14px;padding:32px;box-shadow:0 26px 65px rgba(22,35,40,.13);}
.hero-question-top{display:flex;justify-content:space-between;align-items:center;gap:20px;}
.hero-step{font-size:11px;color:#899294;letter-spacing:.08em;}
.hero-question-card h2{font-size:31px;margin-top:16px;}
.hero-question-card p{margin-top:10px;color:var(--ink-soft);font-size:15px;line-height:1.7;}
.hero-question-link{display:flex;justify-content:space-between;align-items:center;margin-top:26px;padding-top:18px;border-top:1px solid #e4e7e4;text-decoration:none;color:var(--ink);font-weight:700;font-size:14px;}
.hero-question-link span{color:var(--red);font-size:20px;}

.home-profile-section{padding:92px 0;background:#fff;border-bottom:1px solid #e4e7e3;}
.home-section-head-v3{display:flex;justify-content:space-between;gap:50px;align-items:end;margin-bottom:38px;}
.home-section-head-v3 h2{font-size:clamp(32px,3.4vw,48px);line-height:1.08;margin-top:10px;max-width:720px;}
.home-section-head-v3>p{max-width:430px;color:var(--ink-soft);font-size:15px;line-height:1.75;}
.profile-grid-v3{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;}
.profile-card-v3{min-height:285px;padding:25px 24px 22px;border:1px solid #dfe4e1;background:#fbfbf8;text-decoration:none;color:var(--ink);display:flex;flex-direction:column;justify-content:space-between;border-radius:10px;transition:transform .18s ease,border-color .18s ease,box-shadow .18s ease;}
.profile-card-v3:hover{transform:translateY(-4px);border-color:#c9d0cc;box-shadow:0 18px 40px rgba(22,35,40,.08);}
.profile-number{font-family:var(--mono);font-size:11px;color:var(--red);font-weight:600;}
.profile-card-v3 h3{font-size:23px;letter-spacing:-.02em;margin-top:10px;}
.profile-card-v3 p{margin-top:9px;color:var(--ink-soft);font-size:14px;line-height:1.65;}
.profile-arrow{padding-top:18px;border-top:1px solid #e3e7e4;font-size:13px;font-weight:650;}
.profile-arrow b{color:var(--red);margin-left:5px;}

.home-quote-section{padding:100px 0;background:#eef0ec;border-top:1px solid #e0e4e0;border-bottom:1px solid #e0e4e0;}
.home-quote-layout{display:grid;grid-template-columns:minmax(260px,.72fr) minmax(0,1.28fr);gap:70px;align-items:start;}
.home-quote-intro{position:sticky;top:112px;}
.home-quote-intro h2{font-size:clamp(35px,3.5vw,51px);line-height:1.08;margin-top:10px;max-width:510px;}
.home-quote-intro>p{margin-top:17px;max-width:470px;color:var(--ink-soft);line-height:1.75;font-size:15px;}
.quote-reassurance-v3{margin-top:30px;border-top:1px solid #d7deda;}
.quote-reassurance-v3 div{display:flex;gap:18px;padding:13px 0;border-bottom:1px solid #d7deda;align-items:center;}
.quote-reassurance-v3 b{font-family:var(--mono);font-size:11px;color:var(--red);}
.quote-reassurance-v3 span{font-size:13px;font-weight:600;}
.quote-contact{display:flex;gap:10px;align-items:center;margin-top:25px;font-size:13px;color:var(--ink-soft);}
.quote-contact a{color:var(--ink);font-weight:700;text-decoration:none;}
.home-quote-form-wrap{background:#fff;border:1px solid #d9dfdc;border-radius:14px;padding:34px;box-shadow:0 24px 60px rgba(22,35,40,.08);}
.home-form-heading{display:flex;justify-content:space-between;gap:20px;align-items:end;margin-bottom:22px;}
.home-form-heading h3{font-size:24px;margin-top:6px;letter-spacing:-.02em;}
.home-form-heading>span{font-family:var(--mono);font-size:11px;color:#7c8789;}
.home-quote-form-wrap form{border:0;box-shadow:none;padding:0;background:transparent;}
.home-quote-form-wrap .form-progress{background:#e3e7e4;}
.home-quote-form-wrap .choice{background:#fbfcfa;}
.home-quote-form-wrap .choice:hover{background:#fff;}
.home-quote-form-wrap .step-q{font-family:var(--sans);font-size:24px;font-weight:700;}

.home-solutions-v3{padding:94px 0;background:#fff;}
.text-link{color:var(--ink);font-size:13px;font-weight:700;text-decoration:none;white-space:nowrap;}
.text-link:hover{color:var(--red);}
.solution-grid-v3{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid #dfe4e1;}
.solution-grid-v3 a{padding:25px 20px 28px 0;border-bottom:1px solid #dfe4e1;text-decoration:none;color:var(--ink);}
.solution-grid-v3 a:not(:nth-child(3n+1)){padding-left:22px;border-left:1px solid #dfe4e1;}
.solution-grid-v3 span{font-family:var(--mono);font-size:10px;color:var(--red);}
.solution-grid-v3 h3{font-size:20px;margin-top:15px;}
.solution-grid-v3 p{font-size:13.5px;line-height:1.65;color:var(--ink-soft);margin-top:7px;max-width:340px;}
.solution-grid-v3 a:hover h3{color:var(--red);}

.home-editorial-v3{padding:100px 0;background:var(--warm);}
.home-editorial-grid-v3{display:grid;grid-template-columns:.9fr 1.1fr;gap:80px;align-items:start;}
.home-editorial-grid-v3 h2{font-size:clamp(34px,3.8vw,54px);line-height:1.06;margin-top:10px;max-width:600px;}
.home-editorial-copy-v3{max-width:650px;padding-top:8px;}
.home-editorial-copy-v3 p{font-size:17px;line-height:1.85;color:#5d696d;}
.home-editorial-copy-v3 p+p{margin-top:20px;}
.home-process-v3{padding:92px 0;background:#f7f7f3;}
.process-grid-v3{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid #dce2df;}
.process-grid-v3>div{padding:28px 28px 10px 0;min-height:175px;border-right:1px solid #dce2df;}
.process-grid-v3>div+div{padding-left:28px;}
.process-grid-v3>div:last-child{border-right:0;}
.process-grid-v3 span{font-family:var(--mono);font-size:11px;color:var(--red);}
.process-grid-v3 h3{font-size:20px;margin-top:14px;}
.process-grid-v3 p{font-size:14px;line-height:1.7;color:var(--ink-soft);margin-top:8px;max-width:330px;}
.home-final-v3{padding:72px 0;background:var(--deep);color:#fff;}
.home-final-grid-v3{display:flex;justify-content:space-between;align-items:center;gap:35px;}
.home-final-grid-v3 h2{font-size:clamp(30px,3vw,44px);color:#fff;margin-top:10px;max-width:650px;}
.home-final-grid-v3>div:last-child{display:flex;align-items:center;gap:22px;}
.home-final-v3 .text-link{color:#fff;}
.home-final-v3 .text-link:hover{color:#f1b1a8;}

/* Form visual consistency */
form{font-family:var(--sans);}
.form-progress{height:4px;}
.choice{border-radius:9px;}
input,select,textarea{font-family:var(--sans);}
input:focus,select:focus,textarea:focus{box-shadow:0 0 0 3px rgba(189,60,46,.08);}

/* Avoid ornamental pseudo-elements colliding with headers on narrow screens. */
.hero-product .wrap:after{display:none;}

@media (max-width:1050px){
  .home-hero-v3-grid{grid-template-columns:1fr;gap:46px;}
  .home-hero-v3-copy{max-width:850px;}
  .home-hero-v3-visual{min-height:360px;}
  .profile-grid-v3{grid-template-columns:repeat(2,1fr);}
  .home-quote-layout{grid-template-columns:1fr;gap:42px;}
  .home-quote-intro{position:static;}
  .home-editorial-grid-v3{gap:45px;}
}
@media (max-width:820px){
  .home-section-head-v3{display:block;}
  .home-section-head-v3>p{margin-top:16px;}
  .solution-grid-v3{grid-template-columns:1fr 1fr;}
  .solution-grid-v3 a:not(:nth-child(3n+1)){padding-left:0;border-left:0;}
  .solution-grid-v3 a:nth-child(even){padding-left:20px;border-left:1px solid #dfe4e1;}
  .solution-grid-v3 a:nth-last-child(-n+2){border-bottom:0;}
  .process-grid-v3{grid-template-columns:1fr;}
  .process-grid-v3>div,.process-grid-v3>div+div{padding:24px 0;border-right:0;border-bottom:1px solid #dce2df;min-height:0;}
  .process-grid-v3>div:last-child{border-bottom:0;}
  .home-editorial-grid-v3{grid-template-columns:1fr;}
  .home-final-grid-v3{display:block;}
  .home-final-grid-v3>div:last-child{margin-top:24px;flex-wrap:wrap;}
}
@media (max-width:680px){
  .wrap{padding-left:20px;padding-right:20px;}
  .headrow{min-height:72px;}
  .logo .wordmark{font-size:16px;}
  .logo .tagline{font-size:8px;}
  .home-hero-v3{padding:54px 0 55px;}
  .home-hero-v3 h1{font-size:clamp(42px,12vw,57px);}
  .home-hero-v3-lede{font-size:16px;line-height:1.7;}
  .home-hero-v3-visual{min-height:315px;}
  .home-hero-v3-visual:before{width:300px;height:300px;}
  .home-hero-v3-visual:after{width:205px;height:205px;}
  .brand-seal{right:0;top:0;}
  .hero-question-card{padding:24px;}
  .profile-grid-v3{grid-template-columns:1fr;}
  .profile-card-v3{min-height:220px;}
  .home-profile-section,.home-quote-section,.home-solutions-v3,.home-editorial-v3,.home-process-v3{padding:68px 0;}
  .home-quote-form-wrap{padding:22px 18px;}
  .home-form-heading{align-items:start;}
  .solution-grid-v3{grid-template-columns:1fr;}
  .solution-grid-v3 a,.solution-grid-v3 a:nth-child(even){padding:22px 0;border-left:0!important;border-bottom:1px solid #dfe4e1!important;}
  .solution-grid-v3 a:last-child{border-bottom:0!important;}
  .home-editorial-copy-v3 p{font-size:16px;}
  .home-final-v3{padding:55px 0;}
}


/* =========================================================
   FORASSURE V3.1 — Homepage UX bands & visual consistency
   ========================================================= */
:root{--mono:'IBM Plex Mono',ui-monospace,SFMono-Regular,Menlo,monospace;}
.site-header-white{background:#fff!important;backdrop-filter:none!important;box-shadow:0 1px 0 rgba(23,35,40,.08);}
.site-header-white .navlink{color:#4f5e63;}
.site-header-white .navlink:hover{color:var(--red);}
.site-header-white .mega{background:#fff;}

.home-stats-band{background:#17262b;color:#fff;border-top:1px solid #17262b;border-bottom:1px solid #17262b;padding:0;}
.home-stats-grid{display:grid;grid-template-columns:repeat(4,1fr);}
.home-stat{min-height:132px;padding:25px 28px;display:flex;flex-direction:column;justify-content:center;border-right:1px solid rgba(255,255,255,.16);}
.home-stat:first-child{border-left:1px solid rgba(255,255,255,.16);}
.home-stat strong{font-family:var(--serif);font-size:clamp(31px,3vw,43px);line-height:1;color:#fff;letter-spacing:-.025em;}
.home-stat span{margin-top:9px;color:#d0d8d9;font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;}

/* Alternating surfaces: subtle color changes help users understand the page rhythm. */
.home-profile-section{background:#fff!important;}
.home-quote-section{background:#f1f3ef!important;}
.home-solutions-v3{background:#fff!important;}
.home-editorial-v3{background:#e9eee9!important;}
.home-process-v3{background:#f7f7f3!important;}
.home-final-v3{background:#17262b!important;}
.profile-card-v3{background:#f8faf7;}
.profile-card-v3:nth-child(2){background:#f4f7f4;}
.profile-card-v3:nth-child(3){background:#fbf5f1;}
.profile-card-v3:nth-child(4){background:#f3f6f7;}
.profile-card-v3:hover{background:#fff;}

.home-testimonials{padding:96px 0;background:#fff;border-top:1px solid #e0e5e1;border-bottom:1px solid #e0e5e1;}
.testimonials-head{align-items:center;}
.testimonials-head h2{max-width:700px;}
.verified-rating{display:flex;align-items:center;gap:9px;flex-wrap:wrap;justify-content:flex-end;font-size:12px;color:#657276;}
.verified-rating .stars,.testimonial-stars{letter-spacing:.12em;color:var(--red);font-size:15px;}
.verified-rating strong{font-size:15px;color:var(--ink);}
.testimonial-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;}
.testimonial-card{min-height:315px;background:#f7f8f5;border:1px solid #dde3df;border-radius:14px;padding:28px;display:flex;flex-direction:column;transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease;}
.testimonial-card:hover{transform:translateY(-3px);box-shadow:0 18px 42px rgba(23,35,40,.08);border-color:#cbd4cf;}
.testimonial-card-accent{background:#fbf1ee;border-color:#ead4cf;}
.testimonial-card blockquote{margin:22px 0 26px;font-family:var(--serif);font-size:20px;line-height:1.48;letter-spacing:-.012em;color:var(--ink);flex:1;}
.testimonial-meta{display:flex;align-items:center;gap:12px;flex-wrap:wrap;padding-top:17px;border-top:1px solid #dde3df;font-size:11px;color:#758083;}
.testimonial-meta strong{font-family:var(--sans);font-size:13px;color:var(--ink);}
.testimonial-meta span+span{padding-left:12px;border-left:1px solid #d2d9d5;}

/* Keep the logo mark and CTA stable at all desktop widths. */
.site-header-white .headrow{min-width:0;}
.site-header-white .logo{min-width:190px;}
.site-header-white nav{flex:1;justify-content:flex-end;min-width:0;}
.site-header-white .nav-links{min-width:0;}
.site-header-white nav>.btn{width:112px;min-width:112px;flex:0 0 112px;}

@media (max-width:1050px){
  .home-stats-grid{grid-template-columns:repeat(2,1fr);}
  .home-stat:nth-child(2){border-right:0;}
  .home-stat:nth-child(3),.home-stat:nth-child(4){border-top:1px solid rgba(255,255,255,.16);}
  .home-stat:nth-child(4){border-right:0;}
  .testimonial-grid{grid-template-columns:1fr 1fr;}
  .testimonial-card:last-child{grid-column:1/-1;}
  .testimonials-head{display:flex;}
}
@media (max-width:680px){
  .home-stats-grid{grid-template-columns:1fr 1fr;}
  .home-stat{min-height:112px;padding:20px 16px;}
  .home-stat strong{font-size:30px;}
  .home-stat span{font-size:9px;letter-spacing:.07em;}
  .home-testimonials{padding:68px 0;}
  .testimonials-head{display:block;}
  .verified-rating{justify-content:flex-start;margin-top:18px;}
  .testimonial-grid{grid-template-columns:1fr;}
  .testimonial-card:last-child{grid-column:auto;}
  .testimonial-card{min-height:0;padding:24px;}
  .testimonial-card blockquote{font-size:18px;}
  .site-header-white .logo{min-width:0;}
}


/* =========================================================
   FORASSURE V5 — Acquisition redesign
   Direction: Direct Assurance conversion + Baltis editorial confidence
   ========================================================= */
:root{
  --v5-red:#e23832;
  --v5-red-dark:#bd2d29;
  --v5-ink:#10191d;
  --v5-muted:#667277;
  --v5-line:#e1e5e3;
  --v5-paper:#f7f7f4;
  --v5-dark:#111b1f;
  --v5-serif:'Lora',Georgia,serif;
  --v5-sans:'Work Sans',Arial,sans-serif;
}
html{scroll-behavior:smooth;}
body{background:#fff;color:var(--v5-ink);font-family:var(--v5-sans);}
.wrap{max-width:1280px;padding-left:36px;padding-right:36px;}

/* Header: compact, premium, conversion-first */
.site-header-white{background:#fff!important;border-bottom:1px solid #e7e9e8!important;box-shadow:0 1px 0 rgba(16,25,29,.02)!important;position:sticky;top:0;z-index:1000;}
.site-header-white .headrow{min-height:82px;padding:9px 0;}
.site-header-white .logo{width:228px;height:58px;display:block;flex:0 0 228px;}
.site-header-white .logo img{display:block;width:100%;height:100%;object-fit:contain;object-position:left center;}
.site-header-white nav{gap:24px;}
.site-header-white .nav-links{gap:4px;}
.site-header-white nav a.navlink{font-size:14px;font-weight:650;color:#3f4d51;padding:12px 10px;border-radius:6px;white-space:nowrap;}
.site-header-white nav a.navlink:hover{background:#f8e9e7;color:var(--v5-red-dark);}
.site-header-white nav>.btn-primary{background:var(--v5-red);border-radius:9px;min-height:52px;padding:14px 20px;box-shadow:none;font-weight:750;}
.site-header-white nav>.btn-primary:hover{background:var(--v5-red-dark);}
.mega{border:1px solid #e3e6e4!important;border-radius:12px!important;background:#fff!important;box-shadow:0 24px 60px rgba(16,25,29,.13)!important;padding:18px!important;}
.mega a:hover{background:#faf2f0!important;color:var(--v5-red)!important;}

/* Homepage hero */
.home-hero-v5{padding:92px 0 78px;background:#fff;overflow:hidden;}
.home-hero-v5-grid{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(390px,.72fr);gap:92px;align-items:center;}
.home-hero-v5-copy{max-width:790px;}
.home-hero-v5 .home-kicker{font-size:11px;font-weight:800;letter-spacing:.16em;color:var(--v5-red);display:flex;align-items:center;gap:12px;}
.home-hero-v5 .home-kicker span{display:block;width:38px;height:2px;background:var(--v5-red);}
.home-hero-v5 h1{font-family:var(--v5-serif);font-size:clamp(48px,6vw,82px);line-height:.98;letter-spacing:-.045em;margin:20px 0 0;color:var(--v5-ink);max-width:820px;}
.home-hero-v5-lede{font-size:19px;line-height:1.7;color:#59676c;max-width:680px;margin-top:28px;}
.home-hero-v5-actions{display:flex;align-items:center;gap:26px;margin-top:34px;flex-wrap:wrap;}
.btn-large{min-height:58px!important;padding:17px 27px!important;font-size:15px!important;border-radius:8px!important;}
.home-hero-v5 .btn-primary{background:var(--v5-red);box-shadow:0 10px 24px rgba(226,56,50,.18);}
.home-hero-v5 .btn-primary:hover{background:var(--v5-red-dark);}
.hero-phone{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--v5-ink);}
.hero-phone small{display:block;color:#7a8589;font-size:11px;margin-bottom:3px;}
.hero-phone strong{display:block;font-size:14px;}
.phone-icon{width:34px;height:34px;border:1px solid #d9dfdd;border-radius:50%;display:grid;place-items:center;color:var(--v5-red);font-weight:800;}
.hero-proof-line{display:flex;gap:22px;flex-wrap:wrap;margin-top:27px;color:#6c777a;font-size:12px;font-weight:600;}
.hero-proof-line span{white-space:nowrap;}
.home-hero-v5-panel{background:#f5f5f1;border:1px solid #dfe3e0;border-radius:12px;padding:34px 34px 25px;box-shadow:0 28px 70px rgba(16,25,29,.09);position:relative;}
.home-hero-v5-panel:before{content:"";position:absolute;top:-9px;right:36px;width:18px;height:18px;background:var(--v5-red);border-radius:2px;transform:rotate(45deg);}
.hero-panel-head{display:flex;justify-content:space-between;align-items:center;color:var(--v5-red);font-size:10px;font-weight:800;letter-spacing:.15em;}
.hero-panel-head b{color:#8a9497;font-size:10px;letter-spacing:.1em;}
.home-hero-v5-panel h2{font-family:var(--v5-serif);font-size:34px;line-height:1.05;letter-spacing:-.035em;margin-top:30px;max-width:340px;}
.home-hero-v5-panel>p{font-size:15px;line-height:1.75;color:#667277;margin-top:14px;max-width:390px;}
.hero-panel-cta{display:flex;justify-content:space-between;align-items:center;border-top:1px solid #dfe3e0;margin-top:30px;padding-top:19px;text-decoration:none;color:var(--v5-ink);font-size:14px;font-weight:750;}
.hero-panel-cta span{color:var(--v5-red);font-size:24px;transition:transform .2s ease;}
.hero-panel-cta:hover span{transform:translateX(4px);}
.hero-panel-footer{display:flex;justify-content:space-between;margin-top:20px;color:#7d878a;font-size:11px;}

/* Proof band inspired by Baltis */
.home-stats-band{background:var(--v5-dark)!important;color:#fff;border:0!important;}
.home-stats-grid{max-width:1280px;}
.home-stat{min-height:145px;padding:28px 34px;border-right:1px solid rgba(255,255,255,.13)!important;}
.home-stat strong{font-family:var(--v5-serif);font-size:46px;letter-spacing:-.035em;}
.home-stat span{font-size:10px;letter-spacing:.14em;color:#c7d0d1;margin-top:8px;}

/* Product navigation — no generic card wall */
.home-needs-v5{padding:105px 0 110px;background:#fff!important;border-bottom:1px solid #e7e9e7;}
.home-section-head-v5{display:grid;grid-template-columns:minmax(0,1fr) minmax(300px,430px);gap:60px;align-items:end;margin-bottom:46px;}
.home-section-head-v5 .eyebrow{color:var(--v5-red);font-weight:800;letter-spacing:.15em;}
.home-section-head-v5 h2{font-family:var(--v5-serif);font-size:clamp(38px,4.3vw,58px);line-height:1.02;letter-spacing:-.04em;margin-top:12px;max-width:720px;}
.home-section-head-v5>p{color:#667277;font-size:15px;line-height:1.8;}
.needs-v5-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid #dfe4e1;border-left:1px solid #dfe4e1;}
.need-v5{min-height:230px;padding:25px 26px 23px;border-right:1px solid #dfe4e1;border-bottom:1px solid #dfe4e1;text-decoration:none;color:var(--v5-ink);display:flex;flex-direction:column;justify-content:space-between;transition:background .18s ease,transform .18s ease;}
.need-v5:hover{background:#faf4f2;transform:translateY(-2px);}
.need-v5-featured{background:#f8f0ed;}
.need-v5-number{font-family:'IBM Plex Mono',monospace;font-size:10px;color:var(--v5-red);font-weight:700;letter-spacing:.1em;}
.need-v5 h3{font-family:var(--v5-serif);font-size:27px;letter-spacing:-.025em;margin-top:16px;}
.need-v5 p{color:#6b777a;font-size:13.5px;line-height:1.65;margin-top:8px;max-width:330px;}
.need-v5-arrow{font-size:23px;color:var(--v5-red);align-self:flex-end;}

/* Testimonials: editorial instead of cards */
.home-testimonials{padding:105px 0;background:#f5f5f1!important;}
.testimonials-head{align-items:end!important;}
.verified-rating{display:flex;align-items:center;gap:10px;font-size:12px;color:#657174;}
.verified-rating .stars{color:var(--v5-red);letter-spacing:.12em;}
.testimonial-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid #dfe4e1;border-bottom:1px solid #dfe4e1;}
.testimonial-card{background:transparent!important;border:0!important;border-right:1px solid #dfe4e1!important;border-radius:0!important;padding:30px 30px 30px 0!important;box-shadow:none!important;}
.testimonial-card+.testimonial-card{padding-left:30px!important;}
.testimonial-card:last-child{border-right:0!important;}
.testimonial-card-accent{background:transparent!important;}
.testimonial-stars{color:var(--v5-red);font-size:12px;letter-spacing:.12em;}
.testimonial-card blockquote{font-family:var(--v5-serif);font-size:21px;line-height:1.35;letter-spacing:-.015em;margin:18px 0 25px;}
.testimonial-meta{display:flex;gap:10px;flex-wrap:wrap;color:#788286;font-size:11px;}
.testimonial-meta strong{color:var(--v5-ink);}

/* Quote area: Direct-like conversion focus */
.home-quote-section{background:#eef0ed!important;padding:108px 0!important;}
.home-quote-layout{grid-template-columns:minmax(300px,.72fr) minmax(0,1.28fr)!important;gap:80px!important;}
.home-quote-intro h2{font-family:var(--v5-serif);font-size:clamp(38px,4vw,56px)!important;letter-spacing:-.04em;}
.home-quote-form-wrap{border-radius:12px!important;background:#fff!important;box-shadow:0 28px 70px rgba(16,25,29,.09)!important;border:1px solid #dce2df!important;}
.home-form-heading h3{font-size:25px!important;}

/* Editorial proof / process */
.home-editorial-v3{background:#fff!important;padding:110px 0!important;}
.home-editorial-grid-v3{grid-template-columns:.85fr 1.15fr;gap:100px;}
.home-editorial-grid-v3 h2,.home-process-v3 h2,.home-solutions-v3 h2{font-family:var(--v5-serif);letter-spacing:-.04em;}
.home-editorial-copy-v3 p{font-size:18px;line-height:1.85;color:#58666b;}
.home-process-v3{background:#f5f5f1!important;padding:100px 0!important;}
.process-grid-v3{border-top:1px solid #d9dfdc;}
.process-grid-v3>div{min-height:210px;border-right:1px solid #d9dfdc;}
.process-grid-v3 h3{font-family:var(--v5-serif);font-size:24px;}
.home-final-v3{background:var(--v5-dark)!important;padding:85px 0!important;}
.home-final-grid-v3 h2{font-family:var(--v5-serif);letter-spacing:-.035em;}
.home-final-v3 .btn-primary{background:var(--v5-red);}

/* Product/article pages: stronger editorial hierarchy */
.hero-product{padding:86px 0 74px!important;background:#fff!important;border-bottom:1px solid #e7e9e7;}
.hero-product h1{font-family:var(--v5-serif);font-size:clamp(46px,5.8vw,78px)!important;line-height:.99!important;letter-spacing:-.045em!important;max-width:920px!important;}
.hero-product .lede{font-size:18px;max-width:720px;line-height:1.75;color:#5e6b70;}
.hero-ctas .btn-primary{background:var(--v5-red);}
.trust{background:var(--v5-dark)!important;}
.card-grid,.tiles,.why-grid{gap:0!important;border-top:1px solid #dfe4e1;border-left:1px solid #dfe4e1;}
.mini-card,.tile,.why-item{border-radius:0!important;border:0!important;border-right:1px solid #dfe4e1!important;border-bottom:1px solid #dfe4e1!important;background:#fff!important;box-shadow:none!important;}
.mini-card:hover,.tile:hover{background:#faf4f2!important;transform:none!important;box-shadow:none!important;}

/* Footer */
footer{background:#101a1e!important;padding:64px 0 30px!important;}
.foot-brand img{display:block;width:220px;height:auto;max-height:136px;object-fit:contain;object-position:left center;background:#fff;margin-bottom:20px;}
.foot-brand p{color:#dce3e3!important;}

/* Responsive */
@media (max-width:1100px){
 .wrap{padding-left:24px;padding-right:24px;}
 .site-header-white .logo{width:205px;flex-basis:205px;}
 .site-header-white nav{gap:12px;}
 .site-header-white .nav-links{gap:0;}
 .home-hero-v5-grid{gap:52px;}
 .home-hero-v5 h1{font-size:clamp(48px,6.4vw,72px);}
}
@media (max-width:900px){
 .site-header-white .headrow{min-height:74px;}
 .site-header-white .logo{width:200px;height:55px;}
 .home-hero-v5{padding:70px 0 65px;}
 .home-hero-v5-grid{grid-template-columns:1fr;}
 .home-hero-v5-panel{max-width:640px;}
 .home-section-head-v5{grid-template-columns:1fr;gap:18px;}
 .needs-v5-grid{grid-template-columns:1fr 1fr;}
 .testimonial-grid{grid-template-columns:1fr;}
 .testimonial-card,.testimonial-card+.testimonial-card{padding:28px 0!important;border-right:0!important;border-bottom:1px solid #dfe4e1!important;}
 .testimonial-card:last-child{border-bottom:0!important;}
 .home-editorial-grid-v3{gap:45px;}
}
@media (max-width:680px){
 .wrap{padding-left:20px;padding-right:20px;}
 .site-header-white .logo{width:174px;height:50px;}
 .site-header-white .headrow{min-height:68px;}
 .home-hero-v5{padding:54px 0 52px;}
 .home-hero-v5 h1{font-size:clamp(42px,13vw,58px);}
 .home-hero-v5-lede{font-size:16px;}
 .home-hero-v5-actions{gap:16px;}
 .hero-proof-line{gap:10px 16px;}
 .home-hero-v5-panel{padding:27px 23px 22px;}
 .home-hero-v5-panel h2{font-size:30px;}
 .home-stats-grid{grid-template-columns:1fr 1fr;}
 .home-stat{min-height:105px;padding:20px 18px;}
 .home-stat strong{font-size:34px;}
 .needs-v5-grid{grid-template-columns:1fr;}
 .need-v5{min-height:195px;}
 .home-needs-v5,.home-testimonials,.home-quote-section,.home-editorial-v3,.home-process-v3{padding:70px 0!important;}
 .home-section-head-v5 h2{font-size:38px;}
 .verified-rating{margin-top:18px;flex-wrap:wrap;}
 .home-quote-layout{gap:38px!important;}
 .home-final-v3{padding:60px 0!important;}
 .foot-brand img{width:190px;}
}

/* =========================================================
   FORASSURE V6 — Hero quote flow
   Goals: smaller editorial headline, correctly proportioned logo,
   quote request immediately visible, fewer visual distractions.
   ========================================================= */
.site-header-white .headrow{min-height:88px;padding:6px 0;align-items:center;}
.site-header-white .logo{width:150px;height:76px;flex:0 0 150px;display:flex;align-items:center;}
.site-header-white .logo img{width:100%;height:100%;object-fit:contain;object-position:left center;}
.site-header-white nav{gap:18px;}
.site-header-white .nav-links{gap:0;}
.site-header-white nav a.navlink{font-size:13.5px;padding:11px 9px;}
.site-header-white nav>.btn-primary{min-height:48px;padding:12px 18px;border-radius:8px;}

.home-hero-v5{padding:66px 0 72px;background:#fff;}
.home-hero-v5-grid{grid-template-columns:minmax(0,1fr) minmax(450px,520px);gap:76px;align-items:start;}
.home-hero-v5-copy{max-width:700px;padding-top:28px;}
.home-hero-v5 .home-kicker{font-size:10px;letter-spacing:.15em;gap:11px;}
.home-hero-v5 .home-kicker span{width:30px;height:1.5px;}
.home-hero-v5 h1{font-size:clamp(46px,4vw,64px);line-height:1.01;letter-spacing:-.042em;max-width:710px;margin-top:18px;}
.home-hero-v5-lede{font-size:17px;line-height:1.68;max-width:620px;margin-top:22px;}
.home-hero-v5-actions{margin-top:24px;}
.hero-proof-line{margin-top:22px;gap:16px;font-size:11px;}
.home-hero-v5-actions .hero-phone{padding-top:2px;}

/* The quote is now a real form, not a teaser card. */
.home-quote-form-wrap{width:100%;padding:28px!important;border-radius:14px!important;background:#fbfbf8!important;border:1px solid #dfe4e1!important;box-shadow:0 22px 55px rgba(16,25,29,.08)!important;}
.home-form-heading{margin-bottom:18px;align-items:center;}
.home-form-heading .eyebrow{font-size:10px;letter-spacing:.14em;color:var(--v5-red);font-weight:800;}
.home-form-heading h3{font-family:var(--v5-serif);font-size:29px!important;line-height:1.05;letter-spacing:-.035em;margin-top:7px;}
.home-form-heading>span{font-size:10px;letter-spacing:.05em;white-space:nowrap;color:#7b8588;}
.home-quote-form-wrap form{padding:0!important;background:transparent!important;border:0!important;box-shadow:none!important;gap:0;}
.home-quote-form-wrap .form-progress{height:3px;margin-bottom:21px;background:#e6e9e7;}
.home-quote-form-wrap .step-label{font-family:var(--v5-sans);font-size:10px;color:#8a9497;text-transform:uppercase;letter-spacing:.11em;font-weight:700;margin-bottom:7px;}
.home-quote-form-wrap .step-q{font-family:var(--v5-sans);font-size:22px!important;line-height:1.2;font-weight:700;letter-spacing:-.025em;margin:0 0 15px;}
.home-quote-form-wrap .choice-grid{gap:8px;margin-bottom:14px;}
.home-quote-form-wrap .choice{min-height:55px;padding:12px 14px;border:1px solid #dfe4e1;border-radius:9px;background:#fff;font-size:14px;font-weight:600;}
.home-quote-form-wrap .choice:hover{border-color:#c8cfcc;background:#fffaf9;}
.home-quote-form-wrap .choice:has(input:checked){border-color:var(--v5-red);background:#fff6f4;box-shadow:inset 3px 0 0 var(--v5-red);}
.home-quote-form-wrap .choice input{accent-color:var(--v5-red);}
.home-quote-form-wrap .btn-next,.home-quote-form-wrap .step-actions .btn{min-height:48px;border-radius:8px;font-size:14px;font-weight:750;}
.home-quote-form-wrap .btn-next{width:100%;justify-content:center;margin-top:2px;}
.home-quote-form-wrap .btn-next:disabled{opacity:.42;cursor:not-allowed;box-shadow:none;}
.home-quote-form-wrap .step-actions{justify-content:space-between;align-items:center;margin-top:10px;}
.home-quote-form-wrap .btn-ghost{border:1px solid #d8ddda;background:#fff;color:#4f5b5f;}
.home-quote-form-wrap .choice-grid-sm .needs-group{gap:7px;}
.home-quote-form-wrap .choice-sm{min-height:42px;padding:9px 11px;font-size:12px;border-radius:8px;}
.home-quote-form-wrap .field-row{gap:10px;}
.home-quote-form-wrap .field{margin-top:10px;}
.home-quote-form-wrap .field label{font-size:11px;font-weight:700;color:#4f5b5f;margin-bottom:5px;}
.home-quote-form-wrap input,.home-quote-form-wrap select,.home-quote-form-wrap textarea{min-height:44px;border:1px solid #d9dfdc;border-radius:8px;background:#fff;padding:10px 12px;font-size:13px;}
.home-quote-form-wrap textarea{min-height:76px;}
.home-quote-form-wrap .summary-box{padding:14px 15px;margin-bottom:14px;border-radius:9px;background:#fff;border:1px solid #e0e4e2;gap:7px;}
.home-quote-form-wrap .summary-row{font-size:12px;}
.home-quote-form-wrap .consent{font-size:11px;line-height:1.5;}
.home-quote-form-wrap .form-note{font-size:11px!important;line-height:1.45;}
.home-quote-form-wrap #devisSuccess{padding:28px 24px!important;border-radius:10px!important;}

/* On desktop the first step stays comfortably within the hero. */
.home-hero-v5 .home-quote-form-wrap .fstep[data-step="1"] .choice-grid{display:grid;grid-template-columns:1fr;}
.home-hero-v5 .home-quote-form-wrap .fstep[data-step="1"] .choice{justify-content:flex-start;}

@media (max-width:1250px) and (min-width:901px){
  .site-header-white .headrow{min-height:82px;}
  .site-header-white .logo{width:132px;height:70px;flex-basis:132px;}
  .site-header-white nav{gap:8px;}
  .site-header-white nav a.navlink{font-size:12px;padding-left:6px;padding-right:6px;}
  .home-hero-v5-grid{grid-template-columns:minmax(0,1fr) minmax(410px,480px);gap:42px;}
  .home-hero-v5 h1{font-size:clamp(45px,4.3vw,58px);}
}
@media (max-width:900px){
  .site-header-white .logo{width:132px;height:68px;flex-basis:132px;}
  .site-header-white .headrow{min-height:76px;}
  .home-hero-v5{padding:50px 0 58px;}
  .home-hero-v5-copy{padding-top:0;max-width:760px;}
  .home-hero-v5-grid{grid-template-columns:1fr;gap:34px;}
  .home-hero-v5 h1{font-size:clamp(44px,7.5vw,60px);max-width:700px;}
  .home-quote-form-wrap{max-width:680px;}
}
@media (max-width:680px){
  .site-header-white .logo{width:112px;height:60px;flex-basis:112px;}
  .site-header-white .headrow{min-height:68px;}
  .home-hero-v5{padding:40px 0 46px;}
  .home-hero-v5 h1{font-size:clamp(39px,11.5vw,52px);line-height:1.02;}
  .home-hero-v5-lede{font-size:15.5px;line-height:1.62;}
  .home-hero-v5-actions{margin-top:20px;}
  .home-quote-form-wrap{padding:22px 18px!important;border-radius:12px!important;}
  .home-form-heading h3{font-size:25px!important;}
  .home-quote-form-wrap .choice{min-height:51px;font-size:13px;}
  .home-quote-form-wrap .field-row{grid-template-columns:1fr;gap:0;}
}

/* =========================================================
   FORASSURE V7 — conversion UX / human premium
   ========================================================= */
.site-header-white{height:72px;border-bottom:1px solid #ecefed;background:#fff;box-shadow:none;}
.site-header-white .headrow{height:72px;min-height:72px;padding:0;align-items:center;}
.site-header-white .logo{width:112px;height:60px;flex:0 0 112px;display:flex;align-items:center;overflow:hidden;}
.site-header-white .logo img{display:block;width:100%;height:auto;max-height:60px;object-fit:contain;object-position:left center;}
.site-header-white nav{gap:14px;align-items:center;}
.site-header-white nav a.navlink{font-size:13px;font-weight:700;padding:9px 7px;color:#344146;}
.site-header-white nav a.navlink:hover{color:#ed3731;}
.site-header-white nav>.btn-primary{height:46px;min-height:46px;padding:0 18px;border-radius:9px;font-size:14px;box-shadow:none;}

.home-hero-v5{padding:62px 0 70px;background:#fff;}
.home-hero-v5-grid{grid-template-columns:minmax(0,1fr) minmax(420px,480px);gap:70px;align-items:center;}
.home-hero-v5-copy{max-width:670px;padding-top:0;}
.home-hero-v5 .home-kicker{font-size:10px;letter-spacing:.16em;}
.home-hero-v5 h1{font-size:clamp(44px,3.35vw,55px);line-height:1.035;letter-spacing:-.038em;max-width:650px;margin-top:18px;}
.home-hero-v5-lede{font-size:16px;line-height:1.7;max-width:590px;margin-top:22px;color:#647176;}
.home-hero-v5-actions{margin-top:22px;}
.hero-proof-line{margin-top:18px;font-size:10.5px;gap:14px;color:#6e7a7e;}

/* The form should feel like a guided conversation, not a technical form. */
.home-quote-form-wrap{max-width:480px;padding:27px 27px 24px!important;border-radius:20px!important;background:#fff!important;border:1px solid #e0e5e2!important;box-shadow:0 18px 48px rgba(18,28,31,.10)!important;}
.home-form-heading{margin-bottom:15px;}
.home-form-heading h3{font-family:var(--v5-serif);font-size:28px!important;line-height:1.06;letter-spacing:-.035em;margin-top:5px;}
.home-form-heading>span{font-size:10px;color:#7d888b;}
.home-quote-form-wrap form{margin:0!important;}
.home-quote-form-wrap fieldset{border:0!important;padding:0!important;margin:0!important;min-width:0!important;}
.home-quote-form-wrap .form-progress{height:3px;margin:0 0 20px;background:#ecefed;border-radius:99px;overflow:hidden;}
.home-quote-form-wrap .form-progress-bar{display:block;height:100%;background:var(--v5-red);border-radius:99px;transition:width .25s ease;}
.home-quote-form-wrap .step-label{font-size:9.5px;color:#929b9d;text-transform:uppercase;letter-spacing:.12em;font-weight:800;margin-bottom:7px;}
.home-quote-form-wrap .step-q{font-size:21px!important;line-height:1.22;font-weight:750;letter-spacing:-.025em;margin:0 0 13px;}
.home-quote-form-wrap .choice-grid{gap:8px;margin-bottom:12px;}
.home-quote-form-wrap .choice{min-height:51px;padding:10px 13px;border:1px solid #dfe4e1;border-radius:11px;background:#fff;font-size:13px;font-weight:650;color:#526066;transition:border-color .15s ease,background .15s ease,box-shadow .15s ease,transform .15s ease;}
.home-quote-form-wrap .choice:hover{border-color:#cbd2cf;background:#fffaf9;transform:translateY(-1px);}
.home-quote-form-wrap .choice:has(input:checked){border-color:#ed3731;background:#fff7f5;box-shadow:inset 3px 0 0 #ed3731;}
.home-quote-form-wrap .choice input{width:18px;height:18px;accent-color:#ed3731;flex:0 0 auto;}
.home-quote-form-wrap .choice-sm{min-height:44px;padding:8px 10px;border-radius:10px;font-size:11.5px;}
.home-quote-form-wrap .choice-grid-sm{grid-template-columns:repeat(3,minmax(0,1fr));gap:7px;}
.home-quote-form-wrap .choice-grid-sm .choice{justify-content:flex-start;}
.home-quote-form-wrap .btn-next,.home-quote-form-wrap .step-actions .btn{min-height:46px;border-radius:9px;font-size:13px;font-weight:750;}
.home-quote-form-wrap .btn-next{width:100%;justify-content:center;margin-top:1px;}
.home-quote-form-wrap .btn-next:disabled{opacity:.4;}
.home-quote-form-wrap .step-actions{margin-top:10px;gap:8px;}
.home-quote-form-wrap .btn-ghost{border:0;background:transparent;color:#6b777a;padding-left:4px;padding-right:4px;}
.home-quote-form-wrap .field{margin-top:9px;}
.home-quote-form-wrap .field label{font-size:10.5px;margin-bottom:4px;color:#4f5b5f;}
.home-quote-form-wrap input,.home-quote-form-wrap select,.home-quote-form-wrap textarea{min-height:42px;border:1px solid #d9dfdc;border-radius:9px;background:#fff;padding:9px 11px;font-size:12.5px;outline:none;}
.home-quote-form-wrap input:focus,.home-quote-form-wrap select:focus,.home-quote-form-wrap textarea:focus{border-color:#aab4b1;box-shadow:0 0 0 3px rgba(237,55,49,.08);}
.home-quote-form-wrap textarea{min-height:66px;}
.home-quote-form-wrap .summary-box{padding:12px 13px;margin-bottom:11px;border-radius:10px;background:#fafbf9;border:1px solid #e1e5e2;gap:5px;}
.home-quote-form-wrap .summary-row{font-size:11px;}
.home-quote-form-wrap .consent{font-size:10px;line-height:1.45;}
.home-quote-form-wrap .form-note{font-size:10px!important;line-height:1.4;}
.home-quote-form-wrap #devisSuccess{padding:24px 18px!important;border-radius:12px!important;}
.home-hero-v5 .home-quote-form-wrap .fstep[data-step="1"] .choice-grid{grid-template-columns:1fr;}
.home-hero-v5 .home-quote-form-wrap .fstep[data-step="1"] .choice{min-height:54px;}
.home-hero-v5 .home-quote-form-wrap .fstep[data-step="1"] .btn-next{margin-top:4px;}

/* Human micro-copy under the first choice */
.home-quote-form-wrap .step-helper{font-size:10.5px;color:#7b878a;line-height:1.5;margin:-2px 0 12px;}

@media (max-width:1100px){
 .site-header-white{height:68px;}
 .site-header-white .headrow{height:68px;min-height:68px;}
 .site-header-white .logo{width:104px;height:56px;flex-basis:104px;}
 .site-header-white nav{gap:6px;}
 .site-header-white nav a.navlink{font-size:12px;padding-left:5px;padding-right:5px;}
 .home-hero-v5-grid{grid-template-columns:minmax(0,1fr) minmax(400px,450px);gap:42px;}
 .home-hero-v5 h1{font-size:clamp(43px,4.4vw,52px);}
}
@media (max-width:900px){
 .site-header-white{height:68px;}
 .site-header-white .headrow{height:68px;min-height:68px;}
 .site-header-white .logo{width:108px;height:56px;flex-basis:108px;}
 .home-hero-v5{padding:48px 0 58px;}
 .home-hero-v5-grid{grid-template-columns:1fr;gap:34px;}
 .home-hero-v5-copy{max-width:720px;}
 .home-hero-v5 h1{font-size:clamp(43px,7vw,55px);}
 .home-quote-form-wrap{max-width:620px;}
}
@media (max-width:680px){
 .site-header-white .logo{width:96px;height:52px;flex-basis:96px;}
 .site-header-white nav>.btn-primary{height:42px;min-height:42px;padding:0 12px;font-size:12px;}
 .home-hero-v5{padding:38px 0 46px;}
 .home-hero-v5 h1{font-size:clamp(38px,10.8vw,50px);}
 .home-hero-v5-lede{font-size:15px;}
 .home-quote-form-wrap{padding:22px 18px 20px!important;border-radius:16px!important;}
 .home-quote-form-wrap .choice-grid-sm{grid-template-columns:repeat(2,minmax(0,1fr));}
 .home-quote-form-wrap .choice-sm{font-size:11px;}
}
.home-hero-v5 .home-quote-form-wrap .fstep[data-step="1"] .btn-next,
.home-hero-v5 .home-quote-form-wrap .fstep[data-step="2"] .btn-next{display:none;}
.home-hero-v5 .home-quote-form-wrap .fstep[data-step="1"] .choice,
.home-hero-v5 .home-quote-form-wrap .fstep[data-step="2"] .choice{cursor:pointer;}


/* =========================================================
   FORASSURE V8 — confident brand system / conversion-first UX
   White + ink + vivid red, with warm neutral surfaces.
   ========================================================= */
:root{
  --v8-ink:#101719;
  --v8-ink-2:#263337;
  --v8-muted:#657277;
  --v8-red:#F0332F;
  --v8-red-dark:#C92522;
  --v8-red-soft:#FFF0EE;
  --v8-paper:#F7F6F2;
  --v8-line:#E1E5E3;
  --v8-green:#16705B;
}

body{background:#fff;color:var(--v8-ink);}

/* One header system across every page. The old product-page header
   had no image constraint, which made the official tall logo enormous. */
.site-header-white,
header.site-header-white{
  height:74px!important;
  min-height:74px!important;
  background:#fff!important;
  border-bottom:1px solid #E8EBE9!important;
  box-shadow:none!important;
  backdrop-filter:none!important;
  position:sticky;
  top:0;
  z-index:1000;
}
.site-header-white .headrow{
  height:74px!important;
  min-height:74px!important;
  max-width:1380px;
  padding:0 28px!important;
  margin:0 auto;
  gap:24px;
}
.site-header-white .logo{
  width:132px!important;
  height:62px!important;
  flex:0 0 132px!important;
  display:flex!important;
  align-items:center!important;
  overflow:hidden!important;
  margin:0!important;
}
.site-header-white .logo img{
  display:block!important;
  width:100%!important;
  height:100%!important;
  max-width:none!important;
  max-height:none!important;
  object-fit:contain!important;
  object-position:left center!important;
}
.site-header-white nav{
  flex:1 1 auto!important;
  min-width:0!important;
  display:flex!important;
  justify-content:flex-end!important;
  align-items:center!important;
  gap:12px!important;
}
.site-header-white .nav-links{
  flex:0 1 auto!important;
  min-width:0!important;
  display:flex!important;
  align-items:center!important;
  justify-content:flex-end!important;
  gap:0!important;
}
.site-header-white nav a.navlink{
  font-size:13px!important;
  font-weight:700!important;
  letter-spacing:-.01em!important;
  color:#39474B!important;
  padding:10px 9px!important;
  border-radius:7px!important;
  transition:background .15s ease,color .15s ease!important;
}
.site-header-white nav a.navlink:hover,
.site-header-white nav a.navlink:focus-visible{
  color:var(--v8-red)!important;
  background:var(--v8-red-soft)!important;
}
.site-header-white nav>.btn-primary{
  flex:0 0 auto!important;
  height:46px!important;
  min-height:46px!important;
  padding:0 19px!important;
  border-radius:10px!important;
  background:var(--v8-red)!important;
  color:#fff!important;
  font-size:14px!important;
  font-weight:800!important;
  box-shadow:none!important;
}
.site-header-white nav>.btn-primary:hover{background:var(--v8-red-dark)!important;transform:none!important;}
.site-header-white .mega{
  top:calc(100% + 8px)!important;
  border:1px solid #E3E6E4!important;
  border-radius:14px!important;
  box-shadow:0 20px 50px rgba(16,23,25,.12)!important;
  padding:10px!important;
}
.site-header-white .mega a:hover{background:var(--v8-red-soft)!important;color:var(--v8-red)!important;}

/* Product pages: compact, premium masthead — never let the tall logo
   dictate the header height. */
.hero-product{
  padding:64px 0 66px!important;
  background:#fff!important;
  border-bottom:1px solid #EEF0EE!important;
}
.hero-product h1{
  max-width:980px!important;
  font-size:clamp(42px,5vw,68px)!important;
  line-height:1.02!important;
  letter-spacing:-.045em!important;
  color:var(--v8-ink)!important;
}
.hero-product .lede{color:#5F6D72!important;max-width:680px!important;}

/* Homepage: more contrast, less grey, stronger conversion hierarchy. */
.home-hero-v5{
  padding:56px 0 62px!important;
  background:#fff!important;
}
.home-hero-v5-grid{
  max-width:1380px;
  margin:0 auto;
  padding:0 28px;
  grid-template-columns:minmax(0,1fr) 430px!important;
  gap:72px!important;
  align-items:center!important;
}
.home-hero-v5-copy{max-width:720px!important;}
.home-hero-v5 .home-kicker{color:var(--v8-red)!important;font-size:10px!important;letter-spacing:.17em!important;}
.home-hero-v5 .home-kicker span{background:var(--v8-red)!important;width:42px!important;height:2px!important;}
.home-hero-v5 h1{
  color:var(--v8-ink)!important;
  font-size:clamp(43px,4.05vw,61px)!important;
  line-height:1.01!important;
  letter-spacing:-.045em!important;
  max-width:690px!important;
  margin-top:17px!important;
}
.home-hero-v5-lede{
  color:#5D6B70!important;
  font-size:16.5px!important;
  line-height:1.68!important;
  max-width:620px!important;
  margin-top:22px!important;
}
.home-hero-v5-actions{margin-top:24px!important;}
.home-hero-v5 .hero-phone{color:var(--v8-ink)!important;}
.home-hero-v5 .phone-icon{
  border-color:#DCE1DE!important;
  color:var(--v8-red)!important;
  background:#fff!important;
}
.hero-proof-line{
  color:#657277!important;
  gap:18px!important;
  font-size:10.5px!important;
  font-weight:600!important;
}
.hero-proof-line span::first-letter{color:var(--v8-red);}

/* The quote module is deliberately smaller and softer: it should feel like
   a helpful concierge, not a software dashboard. */
.home-quote-form-wrap{
  width:100%!important;
  max-width:430px!important;
  padding:25px 25px 23px!important;
  border:1px solid #DDE3E0!important;
  border-radius:26px!important;
  background:#fff!important;
  box-shadow:0 22px 60px rgba(16,23,25,.10)!important;
  position:relative!important;
}
.home-quote-form-wrap::before{
  content:"";
  position:absolute;
  top:0;left:28px;right:28px;
  height:4px;
  background:var(--v8-red);
  border-radius:0 0 6px 6px;
}
.home-form-heading{margin:5px 0 14px!important;align-items:flex-end!important;}
.home-form-heading h3{
  color:var(--v8-ink)!important;
  font-size:27px!important;
  line-height:1.05!important;
}
.home-form-heading .eyebrow{color:var(--v8-red)!important;font-size:9.5px!important;}
.home-form-heading>span{color:#7A8588!important;font-size:9.5px!important;font-weight:700!important;}
.home-quote-form-wrap .form-progress{height:4px!important;background:#EEF0EE!important;margin-bottom:20px!important;}
.home-quote-form-wrap .form-progress-bar{background:var(--v8-red)!important;}
.home-quote-form-wrap .step-label{color:#8A9598!important;font-size:9px!important;}
.home-quote-form-wrap .step-q{
  color:var(--v8-ink)!important;
  font-size:21px!important;
  line-height:1.2!important;
  margin-bottom:9px!important;
}
.home-quote-form-wrap .step-helper{color:#7A8589!important;font-size:10.5px!important;line-height:1.5!important;}
.home-quote-form-wrap .choice-grid{gap:8px!important;}
.home-quote-form-wrap .choice{
  min-height:56px!important;
  border:1px solid #DCE2DF!important;
  border-radius:14px!important;
  background:#fff!important;
  color:#344348!important;
  padding:11px 13px!important;
  font-size:13px!important;
  font-weight:700!important;
  box-shadow:none!important;
}
.home-quote-form-wrap .choice:hover{
  border-color:#BBC6C2!important;
  background:#FAFBFA!important;
  transform:none!important;
}
.home-quote-form-wrap .choice:has(input:checked){
  border-color:var(--v8-red)!important;
  background:var(--v8-red-soft)!important;
  box-shadow:inset 4px 0 0 var(--v8-red)!important;
  color:#171F21!important;
}
.home-quote-form-wrap .choice input{accent-color:var(--v8-red)!important;width:18px!important;height:18px!important;}
.home-quote-form-wrap .choice-sm{min-height:43px!important;border-radius:11px!important;font-size:11.5px!important;padding:8px 10px!important;}
.home-quote-form-wrap .choice-grid-sm{gap:7px!important;}
.home-quote-form-wrap .btn-next,
.home-quote-form-wrap .step-actions .btn-primary{
  background:var(--v8-red)!important;
  color:#fff!important;
  border-radius:11px!important;
  min-height:46px!important;
  font-weight:800!important;
  box-shadow:none!important;
}
.home-quote-form-wrap .btn-next:hover,
.home-quote-form-wrap .step-actions .btn-primary:hover{background:var(--v8-red-dark)!important;transform:none!important;}
.home-quote-form-wrap .btn-ghost{color:#5D6A6E!important;border-color:#DDE2E0!important;border-radius:11px!important;}
.home-quote-form-wrap input,.home-quote-form-wrap select,.home-quote-form-wrap textarea{
  border:1px solid #D9E0DD!important;
  border-radius:10px!important;
  color:var(--v8-ink)!important;
  background:#fff!important;
}
.home-quote-form-wrap input:focus,.home-quote-form-wrap select:focus,.home-quote-form-wrap textarea:focus{
  border-color:var(--v8-red)!important;
  box-shadow:0 0 0 3px rgba(240,51,47,.10)!important;
}

/* Stronger brand rhythm below the hero. */
.home-stats-band{
  background:var(--v8-ink)!important;
  color:#fff!important;
  border:0!important;
}
.home-stats-band .home-stat strong{color:#fff!important;}
.home-stats-band .home-stat span{color:#B9C3C5!important;}
.home-stats-band .home-stat+ .home-stat{border-left-color:#394448!important;}
.home-needs-v5{background:var(--v8-paper)!important;}
.home-needs-v5 .need-v5{
  background:#fff!important;
  border:1px solid #E2E5E2!important;
  border-radius:18px!important;
}
.home-needs-v5 .need-v5:hover{border-color:#F1A7A4!important;box-shadow:0 14px 30px rgba(16,23,25,.06)!important;}
.home-needs-v5 .need-v5-featured{background:var(--v8-red)!important;border-color:var(--v8-red)!important;color:#fff!important;}
.home-needs-v5 .need-v5-featured p,.home-needs-v5 .need-v5-featured .need-v5-number{color:#FFE8E6!important;}
.home-needs-v5 .need-v5-featured .need-v5-arrow{color:#fff!important;}
.home-testimonials{background:#fff!important;}
.testimonial-card-accent{background:var(--v8-red-soft)!important;border-color:#F3C3C0!important;}
.home-editorial-v3{background:var(--v8-paper)!important;}
.home-process-v3{background:#fff!important;}
.home-final-v3{background:var(--v8-ink)!important;color:#fff!important;}
.home-final-v3 h2{color:#fff!important;}
.home-final-v3 .eyebrow{color:#FF8A85!important;}

/* Footer: crisp black/red finish. */
footer{background:#0F1618!important;color:#fff!important;}
footer .foot-col h4{color:#fff!important;}
footer .foot-col a,footer .foot-col p,footer .foot-legal,footer .foot-partner{color:#AEB8BA!important;}
footer .foot-col a:hover{color:#fff!important;}

@media (max-width:1200px) and (min-width:981px){
  .site-header-white .headrow{padding:0 20px!important;gap:14px;}
  .site-header-white .logo{width:118px!important;flex-basis:118px!important;}
  .site-header-white nav a.navlink{font-size:12px!important;padding-left:6px!important;padding-right:6px!important;}
  .site-header-white nav{gap:7px!important;}
  .home-hero-v5-grid{grid-template-columns:minmax(0,1fr) 410px!important;gap:42px!important;}
}
@media (max-width:980px){
  .site-header-white,.site-header-white .headrow{height:70px!important;min-height:70px!important;}
  .site-header-white .headrow{padding:0 20px!important;}
  .site-header-white .logo{width:112px!important;height:60px!important;flex-basis:112px!important;}
  .site-header-white nav{gap:10px!important;}
  .site-header-white nav>.btn-primary{height:44px!important;min-height:44px!important;}
}
@media (max-width:680px){
  .site-header-white,.site-header-white .headrow{height:66px!important;min-height:66px!important;}
  .site-header-white .headrow{padding:0 16px!important;}
  .site-header-white .logo{width:104px!important;height:56px!important;flex-basis:104px!important;}
  .site-header-white nav>.btn-primary{height:40px!important;min-height:40px!important;padding:0 12px!important;font-size:12px!important;}
  .home-hero-v5{padding:40px 0 46px!important;}
  .home-hero-v5-grid{padding:0 18px!important;gap:30px!important;}
  .home-hero-v5 h1{font-size:clamp(39px,10.5vw,51px)!important;}
  .home-quote-form-wrap{border-radius:22px!important;padding:23px 18px 20px!important;}
  .home-quote-form-wrap .choice-grid-sm{grid-template-columns:1fr 1fr!important;}
}


/* =========================================================
   FORASSURE V9 — final UX polish
   Direction: white / ink / vivid red / cool neutral.
   No beige/yellow surfaces. One visual system across every page.
   ========================================================= */
:root{
  --v9-ink:#111719;
  --v9-red:#E63832;
  --v9-red-dark:#C92D28;
  --v9-red-soft:#FFF2F0;
  --v9-surface:#F5F7F7;
  --v9-line:#E2E7E5;
  --v9-muted:#68767A;
}

/* Header: same proportions everywhere. The source logo is tall; the CSS box
   is intentionally fixed so it can never dictate the header height. */
.site-header-white{height:78px!important;min-height:78px!important;background:#fff!important;border-bottom:1px solid #E8ECEB!important;box-shadow:0 1px 0 rgba(17,23,25,.02)!important;}
.site-header-white .headrow{height:78px!important;min-height:78px!important;max-width:1440px!important;margin:0 auto!important;padding:0 32px!important;display:flex!important;align-items:center!important;gap:30px!important;}
.site-header-white .logo{display:flex!important;align-items:center!important;justify-content:flex-start!important;width:146px!important;height:58px!important;flex:0 0 146px!important;overflow:hidden!important;}
.site-header-white .logo img{display:block!important;width:140px!important;height:58px!important;object-fit:contain!important;object-position:left center!important;}
.site-header-white nav{flex:1 1 auto!important;display:flex!important;justify-content:flex-end!important;align-items:center!important;gap:16px!important;min-width:0!important;}
.site-header-white .nav-links{display:flex!important;align-items:center!important;justify-content:flex-end!important;gap:2px!important;white-space:nowrap!important;}
.site-header-white nav a.navlink{font-size:13px!important;font-weight:700!important;color:#39464A!important;padding:10px 8px!important;border-radius:8px!important;}
.site-header-white nav a.navlink:hover,.site-header-white nav a.navlink:focus-visible{color:var(--v9-red)!important;background:var(--v9-red-soft)!important;}
.site-header-white nav>.btn-primary{height:44px!important;min-height:44px!important;padding:0 18px!important;border-radius:9px!important;background:var(--v9-red)!important;color:#fff!important;font-size:13px!important;font-weight:800!important;box-shadow:none!important;white-space:nowrap!important;}
.site-header-white nav>.btn-primary:hover{background:var(--v9-red-dark)!important;transform:none!important;}
.site-header-white .mega{top:calc(100% + 7px)!important;border:1px solid var(--v9-line)!important;border-radius:12px!important;box-shadow:0 18px 45px rgba(17,23,25,.12)!important;background:#fff!important;}

/* Global surfaces: remove the dirty yellow/grey cast. */
body{background:#fff!important;color:var(--v9-ink)!important;}
main section{border-color:var(--v9-line)!important;}
.hero-product,.hero-product-v2,.hero-product-v3{background:#fff!important;}
.hero-product + section,.lead,.content-section,.faq-section{background:#fff!important;}

/* Product pages: calmer editorial scale, identical questionnaire language. */
.hero-product h1,.hero-product-v2 h1,.hero-product-v3 h1{font-size:clamp(42px,4.7vw,64px)!important;line-height:1.03!important;letter-spacing:-.045em!important;max-width:920px!important;}
.hero-product .lede,.hero-product-v2 .lede,.hero-product-v3 .lede{color:var(--v9-muted)!important;}

/* Homepage: less 'design object', more premium insurance brand. */
.home-hero-v5{background:#fff!important;padding:52px 0 58px!important;}
.home-hero-v5-grid{max-width:1360px!important;grid-template-columns:minmax(0,1fr) 455px!important;gap:70px!important;padding:0 28px!important;}
.home-hero-v5 h1{font-size:clamp(42px,3.75vw,58px)!important;line-height:1.045!important;letter-spacing:-.043em!important;max-width:720px!important;}
.home-hero-v5-lede{font-size:17px!important;line-height:1.65!important;color:#617075!important;max-width:610px!important;}
.home-kicker,.home-hero-v5 .home-kicker{color:var(--v9-red)!important;}
.home-hero-v5 .home-kicker span{background:var(--v9-red)!important;}

/* Quote card: white, soft grey structure, red only for action/progress. */
.home-quote-form-wrap{max-width:455px!important;background:#fff!important;border:1px solid #DDE4E1!important;border-radius:22px!important;padding:27px!important;box-shadow:0 18px 45px rgba(17,23,25,.08)!important;}
.home-quote-form-wrap::before{background:var(--v9-red)!important;left:30px!important;right:30px!important;height:3px!important;}
.home-form-heading h3{font-size:29px!important;color:var(--v9-ink)!important;}
.home-form-heading .eyebrow{color:var(--v9-red)!important;}
.home-quote-form-wrap .form-progress{background:#E9EEEC!important;height:4px!important;}
.home-quote-form-wrap .form-progress-bar{background:var(--v9-red)!important;}
.home-quote-form-wrap .choice{background:#fff!important;border:1px solid #DCE3E0!important;border-radius:12px!important;color:#3D4A4E!important;min-height:58px!important;}
.home-quote-form-wrap .choice:hover{background:#FAFBFB!important;border-color:#BFC9C5!important;}
.home-quote-form-wrap .choice:has(input:checked){background:var(--v9-red-soft)!important;border-color:#E88A84!important;box-shadow:inset 3px 0 0 var(--v9-red)!important;color:#182023!important;}
.home-quote-form-wrap .choice input{accent-color:var(--v9-red)!important;}
.home-quote-form-wrap .btn-next,.home-quote-form-wrap .step-actions .btn-primary{background:var(--v9-red)!important;border-radius:9px!important;}
.home-quote-form-wrap .btn-next:hover,.home-quote-form-wrap .step-actions .btn-primary:hover{background:var(--v9-red-dark)!important;}
.home-quote-form-wrap .btn-ghost{background:#fff!important;border-color:#DCE3E0!important;border-radius:9px!important;}
.home-quote-form-wrap input,.home-quote-form-wrap select,.home-quote-form-wrap textarea{background:#fff!important;border:1px solid #D7DFDC!important;border-radius:9px!important;}
.home-quote-form-wrap input:focus,.home-quote-form-wrap select:focus,.home-quote-form-wrap textarea:focus{border-color:var(--v9-red)!important;box-shadow:0 0 0 3px rgba(230,56,50,.10)!important;}

/* Any non-homepage form now visually matches the homepage form. */
section#devis form#devisForm,.lead form#devisForm{background:#fff!important;border:1px solid #DDE4E1!important;border-radius:22px!important;box-shadow:0 18px 45px rgba(17,23,25,.07)!important;padding:27px!important;}
section#devis .form-progress,.lead .form-progress{height:4px!important;background:#E9EEEC!important;}
section#devis .form-progress-bar,.lead .form-progress-bar{background:var(--v9-red)!important;}
section#devis .choice,.lead .choice{background:#fff!important;border:1px solid #DCE3E0!important;border-radius:12px!important;color:#3D4A4E!important;}
section#devis .choice:hover,.lead .choice:hover{background:#FAFBFB!important;border-color:#BFC9C5!important;}
section#devis .choice:has(input:checked),.lead .choice:has(input:checked){background:var(--v9-red-soft)!important;border-color:#E88A84!important;box-shadow:inset 3px 0 0 var(--v9-red)!important;}
section#devis .btn-primary,.lead .btn-primary{background:var(--v9-red)!important;border-radius:9px!important;}
section#devis .btn-primary:hover,.lead .btn-primary:hover{background:var(--v9-red-dark)!important;}

/* Clean cool section rhythm. */
.home-stats-band{background:var(--v9-ink)!important;color:#fff!important;}
.home-needs-v5{background:var(--v9-surface)!important;}
.home-needs-v5 .need-v5{background:#fff!important;border:1px solid var(--v9-line)!important;border-radius:16px!important;box-shadow:none!important;}
.home-needs-v5 .need-v5:hover{border-color:#C7CFCC!important;box-shadow:0 14px 35px rgba(17,23,25,.07)!important;transform:translateY(-2px)!important;}
.home-needs-v5 .need-v5-featured{background:var(--v9-ink)!important;border-color:var(--v9-ink)!important;color:#fff!important;}
.home-needs-v5 .need-v5-featured p,.home-needs-v5 .need-v5-featured .need-v5-number{color:#BFC8CA!important;}
.home-testimonials{background:#fff!important;}
.home-editorial-v3{background:var(--v9-surface)!important;}
.home-process-v3{background:#fff!important;}
.home-final-v3{background:var(--v9-ink)!important;color:#fff!important;}
.home-final-v3 .eyebrow{color:#FF8E89!important;}

/* Footer: transparent logo, no white rectangle, clear hierarchy. */
footer#contact-footer{background:#101719!important;color:#fff!important;padding-top:70px!important;}
footer#contact-footer .foot-brand img{display:block!important;width:220px!important;height:116px!important;object-fit:contain!important;object-position:left center!important;margin:0 0 22px!important;}
footer#contact-footer .foot-col h4{color:#fff!important;letter-spacing:.05em!important;}
footer#contact-footer .foot-col a,footer#contact-footer .foot-col p,footer#contact-footer .foot-legal,footer#contact-footer .foot-partner{color:#AEB9BB!important;}
footer#contact-footer .foot-col a:hover{color:#fff!important;}
footer#contact-footer .foot-partner{border-color:#364246!important;}
footer#contact-footer .foot-legal{border-color:#364246!important;}

/* Avoid huge logo or stretched header at intermediate widths. */
@media (max-width:1200px) and (min-width:981px){
 .site-header-white .headrow{padding:0 22px!important;gap:18px!important;}
 .site-header-white .logo{width:132px!important;flex-basis:132px!important;}
 .site-header-white .logo img{width:128px!important;}
 .site-header-white nav a.navlink{font-size:12px!important;padding-left:6px!important;padding-right:6px!important;}
 .home-hero-v5-grid{grid-template-columns:minmax(0,1fr) 420px!important;gap:42px!important;}
}
@media (max-width:980px){
 .site-header-white,.site-header-white .headrow{height:70px!important;min-height:70px!important;}
 .site-header-white .headrow{padding:0 18px!important;}
 .site-header-white .logo{width:116px!important;height:58px!important;flex-basis:116px!important;}
 .site-header-white .logo img{width:112px!important;height:56px!important;}
}
@media (max-width:680px){
 .site-header-white,.site-header-white .headrow{height:66px!important;min-height:66px!important;}
 .site-header-white .headrow{padding:0 15px!important;}
 .site-header-white .logo{width:104px!important;height:54px!important;flex-basis:104px!important;}
 .site-header-white .logo img{width:101px!important;height:52px!important;}
 .home-hero-v5{padding:38px 0 44px!important;}
 .home-hero-v5-grid{padding:0 18px!important;gap:32px!important;}
 .home-hero-v5 h1{font-size:clamp(39px,10vw,49px)!important;}
 .home-quote-form-wrap,section#devis form#devisForm,.lead form#devisForm{border-radius:18px!important;padding:20px!important;}
 footer#contact-footer{padding-top:52px!important;}
 footer#contact-footer .foot-brand img{width:190px!important;height:100px!important;}
}


/* =========================
   V10 — corrections UI demandées
   ========================= */
/* Header: spacing genuinely uniform across the navigation. */
.site-header-white nav{gap:22px!important;align-items:center!important;}
.site-header-white .nav-links{flex:1 1 auto!important;justify-content:space-between!important;gap:8px!important;min-width:0!important;}
.site-header-white nav a.navlink{padding:10px 9px!important;text-align:center!important;}
.site-header-white nav>.btn-primary{flex:0 0 auto!important;}

/* Stats: replace the heavy black band with a clean white proof strip. */
.home-stats-band{background:#fff!important;color:var(--v9-ink)!important;border-top:1px solid var(--v9-line)!important;border-bottom:1px solid var(--v9-line)!important;}
.home-stats-grid{max-width:1360px!important;}
.home-stat{min-height:126px!important;padding:24px 28px!important;border-right:1px solid var(--v9-line)!important;}
.home-stat:first-child{border-left:1px solid var(--v9-line)!important;}
.home-stats-band .home-stat strong{color:var(--v9-ink)!important;font-size:clamp(34px,3vw,46px)!important;}
.home-stats-band .home-stat span{color:#687579!important;}

/* Need cards: no black square. Keep the hierarchy through a red edge only. */
.home-needs-v5 .need-v5-featured{background:#fff!important;border-color:#E6B2AE!important;color:var(--v9-ink)!important;box-shadow:inset 0 3px 0 var(--v9-red)!important;}
.home-needs-v5 .need-v5-featured h3{color:var(--v9-ink)!important;}
.home-needs-v5 .need-v5-featured p,.home-needs-v5 .need-v5-featured .need-v5-number{color:#687579!important;}
.home-needs-v5 .need-v5-featured .need-v5-arrow{color:var(--v9-red)!important;}

/* Quote questionnaires: one shared visual component on every page. */
section#devis form#devisForm,
.lead form#devisForm,
.home-quote-form-wrap form#devisForm{width:100%!important;}
section#devis form#devisForm fieldset,
.lead form#devisForm fieldset,
.home-quote-form-wrap form#devisForm fieldset{border:0!important;outline:0!important;margin:0!important;padding:0!important;min-width:0!important;background:transparent!important;}
section#devis form#devisForm .step-q,
.lead form#devisForm .step-q,
.home-quote-form-wrap form#devisForm .step-q{color:var(--v9-ink)!important;font-size:26px!important;line-height:1.14!important;letter-spacing:-.02em!important;margin-bottom:14px!important;}
section#devis form#devisForm .step-helper,
.lead form#devisForm .step-helper,
.home-quote-form-wrap form#devisForm .step-helper{display:block!important;color:#7A8589!important;font-size:12px!important;line-height:1.5!important;margin:-2px 0 16px!important;}
section#devis form#devisForm .choice,
.lead form#devisForm .choice,
.home-quote-form-wrap form#devisForm .choice{display:flex!important;align-items:center!important;gap:12px!important;background:#fff!important;border:1px solid #DCE3E0!important;border-radius:12px!important;color:#3D4A4E!important;min-height:58px!important;padding:14px 16px!important;}
section#devis form#devisForm .choice-sm,
.lead form#devisForm .choice-sm,
.home-quote-form-wrap form#devisForm .choice-sm{min-height:48px!important;padding:10px 12px!important;font-size:13px!important;}
section#devis form#devisForm .choice:hover,
.lead form#devisForm .choice:hover,
.home-quote-form-wrap form#devisForm .choice:hover{background:#FAFBFB!important;border-color:#BFC9C5!important;}
section#devis form#devisForm .choice:has(input:checked),
.lead form#devisForm .choice:has(input:checked),
.home-quote-form-wrap form#devisForm .choice:has(input:checked){background:var(--v9-red-soft)!important;border-color:#E88A84!important;box-shadow:inset 3px 0 0 var(--v9-red)!important;color:#182023!important;}
section#devis form#devisForm .form-progress,
.lead form#devisForm .form-progress,
.home-quote-form-wrap form#devisForm .form-progress{height:4px!important;background:#E9EEEC!important;border-radius:4px!important;margin-bottom:22px!important;}
section#devis form#devisForm .form-progress-bar,
.lead form#devisForm .form-progress-bar,
.home-quote-form-wrap form#devisForm .form-progress-bar{background:var(--v9-red)!important;}
section#devis form#devisForm .step-label,
.lead form#devisForm .step-label,
.home-quote-form-wrap form#devisForm .step-label{color:#7A8589!important;font-size:10px!important;font-weight:600!important;margin-bottom:7px!important;}
section#devis form#devisForm .step-actions,
.lead form#devisForm .step-actions,
.home-quote-form-wrap form#devisForm .step-actions{display:flex!important;align-items:center!important;gap:10px!important;margin-top:12px!important;}
section#devis form#devisForm .step-actions .btn,
.lead form#devisForm .step-actions .btn,
.home-quote-form-wrap form#devisForm .step-actions .btn{min-height:46px!important;border-radius:9px!important;font-size:13px!important;font-weight:750!important;}
section#devis form#devisForm input,
section#devis form#devisForm select,
section#devis form#devisForm textarea,
.lead form#devisForm input,
.lead form#devisForm select,
.lead form#devisForm textarea,
.home-quote-form-wrap form#devisForm input,
.home-quote-form-wrap form#devisForm select,
.home-quote-form-wrap form#devisForm textarea{background:#fff!important;border:1px solid #D7DFDC!important;border-radius:9px!important;}

/* Footer logo: use the real transparent mark; no white rectangle. */
footer#contact-footer .foot-brand img{background:transparent!important;border:0!important;}

@media (max-width:1200px) and (min-width:981px){
  .site-header-white nav{gap:12px!important;}
  .site-header-white .nav-links{gap:2px!important;}
  .site-header-white nav a.navlink{font-size:11.5px!important;padding-left:5px!important;padding-right:5px!important;}
}
@media (max-width:980px){
  .site-header-white .nav-links{justify-content:flex-end!important;}
}
@media (max-width:720px){
  .home-stats-grid{grid-template-columns:1fr 1fr!important;}
  .home-stat{min-height:104px!important;padding:18px 16px!important;}
  .home-stat:nth-child(2){border-right:0!important;}
  .home-stat:nth-child(3),.home-stat:nth-child(4){border-top:1px solid var(--v9-line)!important;}
  .home-stat:nth-child(4){border-right:0!important;}
}


/* =========================
   V11 — équilibre hero + 5e preuve
   ========================= */
/* Homepage hero: make the editorial block and quote block visually balanced. */
@media (min-width:1101px){
  .home-hero-v5-grid{
    grid-template-columns:minmax(0,1fr) minmax(0,1fr)!important;
    gap:64px!important;
    align-items:center!important;
  }
  .home-hero-v5-copy{
    max-width:590px!important;
  }
  .home-quote-form-wrap{
    width:100%!important;
    max-width:560px!important;
    justify-self:end!important;
  }
  .home-hero-v5 h1{
    max-width:590px!important;
  }
  .home-hero-v5-lede{
    max-width:570px!important;
  }
}

/* Five stats fill the complete desktop width evenly. */
@media (min-width:901px){
  .home-stats-grid{
    grid-template-columns:repeat(5,minmax(0,1fr))!important;
    max-width:1360px!important;
  }
  .home-stat{
    min-width:0!important;
    padding-left:20px!important;
    padding-right:20px!important;
  }
}

@media (max-width:900px){
  .home-stats-grid{grid-template-columns:repeat(2,minmax(0,1fr))!important;}
  .home-stat:last-child{grid-column:1 / -1!important;}
}

@media (max-width:560px){
  .home-stats-grid{grid-template-columns:1fr!important;}
  .home-stat:last-child{grid-column:auto!important;}
}

/* =========================
   V12 — final header + kicker polish
   ========================= */
/* The hero kicker uses one clean line only. */
.home-kicker:before{display:none!important;content:none!important;}
.home-hero-v5 .home-kicker{display:flex!important;align-items:center!important;gap:14px!important;}
.home-hero-v5 .home-kicker span{display:block!important;width:42px!important;height:2px!important;flex:0 0 42px!important;background:var(--v9-red)!important;}

/* Header: keep the hourglass visually tall, but bring the wordmark and
   first navigation item closer together. The same proportions apply sitewide. */
.site-header-white .headrow{
  gap:16px!important;
  padding-left:28px!important;
  padding-right:28px!important;
}
.site-header-white .logo{
  width:150px!important;
  height:70px!important;
  flex:0 0 150px!important;
  overflow:visible!important;
}
.site-header-white .logo img{
  width:125px!important;
  height:70px!important;
  object-fit:contain!important;
  object-position:left center!important;
}
.site-header-white nav{
  gap:16px!important;
}
.site-header-white .nav-links{
  flex:1 1 auto!important;
  justify-content:space-between!important;
  align-items:center!important;
  gap:10px!important;
}
.site-header-white nav a.navlink{
  padding:10px 8px!important;
  text-align:center!important;
  white-space:nowrap!important;
}

@media (max-width:1200px) and (min-width:981px){
  .site-header-white .headrow{gap:12px!important;padding-left:20px!important;padding-right:20px!important;}
  .site-header-white .logo{width:132px!important;flex-basis:132px!important;height:66px!important;}
  .site-header-white .logo img{width:118px!important;height:66px!important;}
  .site-header-white nav{gap:10px!important;}
  .site-header-white .nav-links{gap:4px!important;}
  .site-header-white nav a.navlink{font-size:11.5px!important;padding-left:5px!important;padding-right:5px!important;}
}

@media (max-width:980px){
  .site-header-white .logo{width:116px!important;height:60px!important;flex-basis:116px!important;}
  .site-header-white .logo img{width:108px!important;height:60px!important;}
}

@media (max-width:680px){
  .site-header-white .logo{width:104px!important;height:54px!important;flex-basis:104px!important;}
  .site-header-white .logo img{width:98px!important;height:54px!important;}
}

/* =========================================================
   FORASSURE V13 — mobile rebuild
   Objective: clean, compact, genuinely mobile-first layout.
   Desktop styles are intentionally untouched.
   ========================================================= */
@media (max-width:980px){
  .site-header-white{height:68px!important;position:relative!important;z-index:50!important;}
  .site-header-white .headrow{
    height:68px!important;min-height:68px!important;width:100%!important;
    padding:0 18px!important;gap:12px!important;box-sizing:border-box!important;
  }
  .site-header-white .logo{
    width:108px!important;height:56px!important;flex:0 0 108px!important;
    overflow:visible!important;display:flex!important;align-items:center!important;
  }
  .site-header-white .logo img{
    width:104px!important;height:54px!important;max-width:none!important;
    object-fit:contain!important;object-position:left center!important;
  }
  .site-header-white nav{
    flex:1 1 auto!important;min-width:0!important;display:flex!important;
    justify-content:flex-end!important;align-items:center!important;gap:8px!important;
  }
  .site-header-white nav .nav-links{display:none!important;}
  .site-header-white nav>.btn-primary{
    display:inline-flex!important;height:40px!important;min-height:40px!important;
    padding:0 13px!important;border-radius:8px!important;font-size:12px!important;
    white-space:nowrap!important;flex:0 0 auto!important;
  }
  .site-header-white .nav-toggle{
    display:flex!important;width:40px!important;height:40px!important;
    align-items:center!important;justify-content:center!important;padding:0!important;
    border:1px solid #dfe4e1!important;border-radius:8px!important;background:#fff!important;
    flex:0 0 40px!important;
  }
  .site-header-white .mobile-nav-panel{
    position:absolute!important;left:0!important;right:0!important;top:68px!important;
    z-index:100!important;background:#fff!important;padding:8px 18px 18px!important;
    border-top:1px solid #ecefed!important;box-shadow:0 18px 35px rgba(16,25,29,.10)!important;
  }
  .site-header-white .mobile-nav-panel a.navlink{
    display:block!important;padding:14px 4px!important;font-size:15px!important;
    font-weight:650!important;border-bottom:1px solid #ecefed!important;
  }
  .site-header-white .mobile-nav-panel .btn-primary{margin-top:12px!important;justify-content:center!important;}

  .home-hero-v5{padding:42px 0 44px!important;overflow:visible!important;}
  .home-hero-v5-grid{
    display:grid!important;grid-template-columns:1fr!important;gap:30px!important;
    padding:0 18px!important;box-sizing:border-box!important;
  }
  .home-hero-v5-copy{max-width:none!important;padding:0!important;}
  .home-hero-v5 .home-kicker{
    font-size:9px!important;letter-spacing:.14em!important;gap:10px!important;
    line-height:1.4!important;white-space:nowrap!important;
  }
  .home-hero-v5 .home-kicker span{width:28px!important;height:2px!important;flex-basis:28px!important;}
  .home-hero-v5 h1{
    font-size:40px!important;line-height:1.04!important;letter-spacing:-.035em!important;
    max-width:100%!important;margin-top:16px!important;
  }
  .home-hero-v5-lede{
    font-size:15.5px!important;line-height:1.62!important;max-width:100%!important;margin-top:18px!important;
  }
  .home-hero-v5-actions{margin-top:20px!important;}
  .hero-phone{max-width:100%!important;}
  .hero-proof-line{
    display:grid!important;grid-template-columns:1fr!important;gap:7px!important;
    margin-top:18px!important;font-size:10.5px!important;
  }

  .home-quote-form-wrap{
    width:100%!important;max-width:none!important;box-sizing:border-box!important;
    padding:20px 17px 18px!important;border-radius:16px!important;
    box-shadow:0 12px 32px rgba(18,28,31,.08)!important;
  }
  .home-form-heading{
    display:flex!important;align-items:flex-start!important;justify-content:space-between!important;
    gap:14px!important;margin-bottom:14px!important;
  }
  .home-form-heading h3{font-size:26px!important;line-height:1.05!important;}
  .home-form-heading>span{font-size:9px!important;padding-top:4px!important;}
  .home-quote-form-wrap .form-progress{margin-bottom:18px!important;}
  .home-quote-form-wrap .step-q{font-size:21px!important;line-height:1.16!important;margin-bottom:12px!important;}
  .home-quote-form-wrap .step-helper{font-size:11.5px!important;line-height:1.5!important;margin-bottom:13px!important;}
  .home-quote-form-wrap .choice-grid,
  .home-quote-form-wrap .choice-grid-sm{display:grid!important;grid-template-columns:1fr!important;gap:7px!important;}
  .home-quote-form-wrap .choice,
  .home-quote-form-wrap .choice-sm{
    min-height:50px!important;padding:11px 13px!important;font-size:13px!important;
    border-radius:10px!important;box-sizing:border-box!important;
  }
  .home-quote-form-wrap .field-row{grid-template-columns:1fr!important;gap:0!important;}
  .home-quote-form-wrap .field{margin-top:9px!important;}
  .home-quote-form-wrap input,
  .home-quote-form-wrap select,
  .home-quote-form-wrap textarea{width:100%!important;box-sizing:border-box!important;font-size:14px!important;}
  .home-quote-form-wrap textarea{min-height:90px!important;}
  .home-quote-form-wrap .step-actions{gap:8px!important;}
  .home-quote-form-wrap .step-actions .btn{flex:1 1 0!important;}

  .home-stats-band{margin:0!important;}
  .home-stats-grid{width:100%!important;grid-template-columns:1fr 1fr!important;}
  .home-stat{min-height:92px!important;padding:17px 13px!important;box-sizing:border-box!important;}
  .home-stat strong{font-size:30px!important;line-height:1!important;}
  .home-stat span{font-size:9px!important;letter-spacing:.08em!important;line-height:1.35!important;}
  .home-stat:last-child{grid-column:1 / -1!important;border-right:0!important;}

  .home-needs-v5{padding:58px 0 62px!important;}
  .needs-v5-grid{grid-template-columns:1fr!important;gap:10px!important;}
  .need-v5{min-height:150px!important;padding:22px!important;}
  .home-section-head-v5{grid-template-columns:1fr!important;gap:12px!important;}
  .home-section-head-v5 h2{font-size:34px!important;line-height:1.08!important;}
  .home-testimonials,.home-editorial-v3,.home-process-v3{padding:58px 0!important;}
  .home-editorial-grid-v3{grid-template-columns:1fr!important;gap:28px!important;}
  .process-grid-v3{grid-template-columns:1fr!important;}
  .process-grid-v3>div{min-height:0!important;border-right:0!important;border-bottom:1px solid #d9dfdc!important;}
  .process-grid-v3>div:last-child{border-bottom:0!important;}
  .home-final-v3{padding:58px 0!important;}
  .home-final-grid-v3{grid-template-columns:1fr!important;gap:22px!important;}

  /* Product pages / articles */
  .hero-product{padding:52px 0 48px!important;}
  .hero-product h1{font-size:40px!important;line-height:1.04!important;max-width:100%!important;}
  .hero-product .lede{font-size:15.5px!important;line-height:1.65!important;max-width:100%!important;}
  section#devis form#devisForm,.lead form#devisForm{
    width:100%!important;box-sizing:border-box!important;padding:20px 17px!important;
    border-radius:16px!important;box-shadow:0 12px 32px rgba(18,28,31,.08)!important;
  }
  section#devis form#devisForm .choice-grid,
  .lead form#devisForm .choice-grid{display:grid!important;grid-template-columns:1fr!important;gap:7px!important;}
  section#devis form#devisForm .choice,
  .lead form#devisForm .choice{min-height:50px!important;padding:11px 13px!important;font-size:13px!important;}
  section#devis form#devisForm .field-row,
  .lead form#devisForm .field-row{grid-template-columns:1fr!important;gap:0!important;}

  footer#contact-footer{padding:48px 0 30px!important;}
  footer#contact-footer .foot-grid{grid-template-columns:1fr!important;gap:34px!important;}
  footer#contact-footer .foot-brand img{width:180px!important;height:95px!important;margin-bottom:16px!important;}
}

@media (max-width:420px){
  .site-header-white .headrow{padding:0 14px!important;}
  .site-header-white .logo{width:100px!important;flex-basis:100px!important;}
  .site-header-white .logo img{width:98px!important;}
  .site-header-white nav>.btn-primary{font-size:11px!important;padding:0 10px!important;}
  .home-hero-v5-grid{padding:0 16px!important;}
  .home-hero-v5 h1{font-size:37px!important;}
  .home-hero-v5 .home-kicker{font-size:8.5px!important;letter-spacing:.11em!important;}
  .home-form-heading h3{font-size:24px!important;}
  .home-quote-form-wrap{padding:18px 15px 16px!important;}
}
/* Compte client — accès discret et visible dans la navigation publique */
.site-header-white .account-link{font-weight:700}
.site-header-white .account-link::before{content:'↗ ';font-size:.85em;opacity:.65}
@media(max-width:900px){.site-header-white .mobile-nav-panel .account-link{margin-top:8px;padding-top:14px;border-top:1px solid rgba(0,0,0,.08)}}