/* =====================================================================
   FORASSURE v39 — chargé après style.css.
   Nouvelles sections (simulateur, fondateur, à propos, pages légales),
   bandeau cookies, et finitions mobile. Ne modifie pas les espaces privés.
   ===================================================================== */
:root{--x-ink:#111719;--x-muted:#5F6D71;--x-line:#E2E7E5;--x-red:#E63832;--x-red-dark:#C92D28;--x-soft:#FFF2F0;--x-surface:#F5F7F7;}

/* ---------- Formulaires Netlify déclarés (invisibles) ---------- */
form[hidden]{display:none!important}

/* ---------- En-tête ---------- */
.header-cta{white-space:nowrap;padding-left:18px!important;padding-right:18px!important}
@media (min-width:1101px){
 .site-header-white nav{gap:14px!important}
 .site-header-white .nav-links{flex:1 1 auto!important;justify-content:flex-end!important;min-width:0}
 .site-header-white nav a.navlink{white-space:nowrap!important}
 .site-header-white .nav-links .account-link{border:1px solid #E2E7E5!important;border-radius:999px!important;padding:8px 12px!important;margin-left:6px}
}
@media (min-width:1101px) and (max-width:1439px){
 .site-header-white nav a.navlink{font-size:12.5px!important;padding-left:6px!important;padding-right:6px!important}
 .site-header-white .nav-links > .has-mega:nth-child(6){display:none!important}
}
@media (min-width:1101px) and (max-width:1240px){
 .site-header-white .nav-links > a.navlink[href="/blog"]{display:none!important}
}
@media (min-width:981px) and (max-width:1100px){
 .site-header-white .nav-links{display:none!important}
 .site-header-white .nav-toggle{display:flex!important}
 .site-header-white .mobile-nav-panel.open{display:flex!important}
}

.mobile-nav-panel .mobile-nav-cta{display:flex!important;justify-content:center;margin-top:10px;border-bottom:0!important;padding:13px 16px!important;border-radius:10px}
.mobile-nav-panel .mobile-nav-cta.btn-primary{color:#fff!important}
.mobile-nav-panel .mobile-nav-cta + .mobile-nav-cta{margin-top:8px}

/* ---------- Bandeau cookies ---------- */
.cookie-banner{position:fixed;left:16px;right:16px;bottom:16px;z-index:2000;max-width:560px;background:#fff;border:1px solid var(--x-line);border-radius:14px;
  box-shadow:0 18px 50px rgba(17,23,25,.18);padding:18px 18px 16px;font-size:13.5px;line-height:1.55;color:var(--x-ink)}
.cookie-banner p{margin:0 0 14px;color:var(--x-muted)}
.cookie-banner p strong{color:var(--x-ink)}
.cookie-banner a{color:var(--x-ink);text-decoration:underline}
.cookie-actions{display:flex;gap:10px;justify-content:flex-end}
.cookie-actions .btn{flex:1;justify-content:center;max-width:200px}
@media (max-width:720px){.cookie-banner{left:10px;right:10px;bottom:calc(76px + env(safe-area-inset-bottom,0px));padding:16px}.cookie-actions .btn{max-width:none}}
.foot-cookie-btn{all:unset;cursor:pointer;font-size:14px;color:#AEB8BA;display:block;margin-bottom:6px}
.foot-cookie-btn:hover{color:#fff;text-decoration:underline}
.foot-legal a{color:inherit!important;text-decoration:underline}
.foot-brand p a{display:inline!important;margin:0!important}

/* ---------- Simulateur : page dédiée ---------- */
.sim-hero{padding:44px 0 72px;background:linear-gradient(180deg,#fff 0%,var(--x-surface) 100%)}
.sim-hero-grid{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:56px;align-items:start}
.sim-hero-copy{position:sticky;top:110px}
.sim-hero-copy h1{font-family:'Lora',Georgia,serif;font-size:clamp(34px,4vw,52px);line-height:1.05;letter-spacing:-.035em;margin:14px 0 16px}
.sim-hero-copy .lede{color:var(--x-muted);font-size:17px;line-height:1.65;margin:0 0 26px;max-width:46ch}
.sim-promises{list-style:none;margin:0;padding:0;border-top:1px solid var(--x-line)}
.sim-promises li{padding:13px 0;border-bottom:1px solid var(--x-line);display:flex;flex-direction:column;gap:2px}
.sim-promises strong{font-size:15px;color:var(--x-ink)}
.sim-promises span{font-size:13.5px;color:var(--x-muted)}
.sim-legal{font-size:12px;color:var(--x-muted);margin-top:18px}
.sim-section{padding:72px 0}
.sim-section-alt{background:var(--x-surface)}
.sim-head{max-width:640px;margin-bottom:32px}
.sim-head h2{margin-top:10px}
.simprod-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}
.simprod{background:#fff;border:1px solid var(--x-line);border-radius:14px;padding:22px;display:flex;flex-direction:column;gap:8px}
.simprod h3{font-family:'Lora',Georgia,serif;font-size:20px;margin:0}
.simprod p{color:var(--x-muted);font-size:14px;margin:0;flex:1}
.simprod-links{display:flex;gap:16px;margin-top:8px;font-size:14px;font-weight:600}
.simprod-links a{color:var(--x-red-dark);text-decoration:none}
.simprod-links a + a{color:var(--x-muted)}
.simprod-links a:hover{text-decoration:underline}
.sim-steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.sim-steps > div{background:#fff;border:1px solid var(--x-line);border-radius:14px;padding:24px}
.sim-steps span{font-family:'IBM Plex Mono',monospace;font-size:12px;color:var(--x-red);font-weight:600}
.sim-steps h3{font-size:18px;margin:10px 0 6px}
.sim-steps p{color:var(--x-muted);font-size:14.5px;margin:0}
.sim-faq{max-width:860px}
.sim-note{font-size:12.5px;color:var(--x-muted);margin-top:26px;line-height:1.6}
@media (max-width:1100px){.simprod-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:900px){
  .sim-hero{padding:22px 0 48px}
  .sim-hero-grid{grid-template-columns:minmax(0,1fr);gap:22px}
  .sim-hero-copy{position:static}
  .sim-hero-copy .lede{font-size:15.5px;margin-bottom:0}
  .sim-promises,.sim-legal{display:none}
  .sim-section{padding:52px 0}
  .sim-steps{grid-template-columns:minmax(0,1fr)}
}
@media (max-width:560px){.simprod-grid{grid-template-columns:minmax(0,1fr)}}

/* ---------- Accueil : simulateur dans le hero ---------- */
.home-sim-wrap{min-width:0;align-self:start}
.home-sim-wrap .fs-card{box-shadow:0 24px 60px rgba(17,23,25,.10)}
.verified-rating{text-decoration:none;color:inherit}
.verified-rating:hover span:last-child{text-decoration:underline}
.testimonials-note{font-size:12px;color:var(--x-muted);margin:18px 0 0}

/* ---------- Accueil : fondateur ---------- */
.home-founder{padding:84px 0;background:#fff;border-top:1px solid var(--x-line)}
.home-founder-grid{display:grid;grid-template-columns:minmax(0,4fr) minmax(0,7fr);gap:64px;align-items:center}
.home-founder-photo img{display:block;width:100%;max-width:420px;height:auto;aspect-ratio:4/5;object-fit:cover;border-radius:18px}
.home-founder-copy h2{margin:12px 0 18px;max-width:20ch}
.home-founder-copy > p{font-family:'Lora',Georgia,serif;font-size:19px;line-height:1.65;color:#2B3538;margin:0 0 20px;max-width:60ch}
.home-founder-sign{display:flex;flex-direction:column;gap:2px;font-family:'Work Sans',Arial,sans-serif!important;font-size:14px!important}
.home-founder-sign strong{color:var(--x-ink)}
.home-founder-sign span{color:var(--x-muted)}
.home-founder-actions{display:flex;flex-wrap:wrap;gap:18px;align-items:center;margin-top:24px}
@media (max-width:900px){
  .home-founder{padding:56px 0}
  .home-founder-grid{grid-template-columns:minmax(0,1fr);gap:26px}
  .home-founder-photo img{max-width:240px;border-radius:16px}
  .home-founder-copy > p{font-size:17px}
}

/* ---------- À propos ---------- */
.about-hero{padding:44px 0 64px;background:#fff}
.about-hero-grid{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,4fr);gap:64px;align-items:center}
.about-hero h1{font-family:'Lora',Georgia,serif;font-size:clamp(36px,4.6vw,60px);line-height:1.04;letter-spacing:-.04em;margin:14px 0 18px}
.about-hero .lede{color:var(--x-muted);font-size:18px;line-height:1.7;max-width:60ch;margin:0}
.about-badges{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}
.about-badges span{border:1px solid var(--x-line);border-radius:999px;padding:8px 14px;font-size:13.5px;color:var(--x-muted);background:#fff}
.about-badges strong{color:var(--x-ink)}
.about-portrait{margin:0}
.about-portrait img{display:block;width:100%;height:auto;aspect-ratio:4/5;object-fit:cover;border-radius:20px}
.about-portrait figcaption{display:flex;flex-direction:column;margin-top:12px;font-size:14px}
.about-portrait figcaption span{color:var(--x-muted)}
.about-section{padding:76px 0}
.about-section-alt{background:var(--x-surface)}
.about-founder{display:grid;grid-template-columns:minmax(0,4fr) minmax(0,7fr);gap:64px}
.about-founder-head h2{margin-top:12px}
.about-founder-body p{font-size:16.5px;line-height:1.75;color:#3C484C;margin:0 0 16px}
.about-timeline{list-style:none;padding:0;margin:26px 0 0;border-top:1px solid var(--x-line)}
.about-timeline li{display:grid;grid-template-columns:140px 1fr;gap:16px;padding:12px 0;border-bottom:1px solid var(--x-line);font-size:14.5px;color:var(--x-muted)}
.about-timeline li span{font-weight:600;color:var(--x-ink)}
.about-timeline li:last-child span{color:var(--x-red-dark)}
.about-head{max-width:640px;margin-bottom:30px}
.about-head h2{margin-top:10px}
.about-cards{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}
.about-cards article{background:#fff;border:1px solid var(--x-line);border-radius:14px;padding:24px}
.about-cards span{font-family:'IBM Plex Mono',monospace;font-size:12px;color:var(--x-red);font-weight:600}
.about-cards h3{font-size:18px;margin:10px 0 8px;line-height:1.3}
.about-cards p{font-size:14.5px;color:var(--x-muted);margin:0;line-height:1.65}
.about-split{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:64px;align-items:start}
.about-split h2{margin:12px 0 14px}
.about-muted{color:var(--x-muted);font-size:16px;line-height:1.7;margin:0 0 22px}
.about-domains{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.about-domains a{display:flex;flex-direction:column;gap:4px;background:#fff;border:1px solid var(--x-line);border-radius:12px;padding:18px;text-decoration:none;color:var(--x-ink);transition:border-color .15s}
.about-domains a:hover{border-color:var(--x-red)}
.about-domains span{font-size:13.5px;color:var(--x-muted)}
.about-commit{list-style:none;margin:0;padding:0}
.about-commit li{padding:16px 0;border-bottom:1px solid var(--x-line);font-size:15px;line-height:1.7;color:#3C484C}
.about-commit li:first-child{padding-top:0}
.about-commit strong{color:var(--x-ink)}
.about-commit a{color:var(--x-red-dark)}
.about-cta{padding:64px 0;background:var(--x-ink);color:#fff}
.about-cta-inner{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.about-cta h2{color:#fff;margin:0 0 6px}
.about-cta p{color:#B9C3C5;margin:0}
.about-cta-actions{display:flex;gap:12px;flex-wrap:wrap}
.about-cta .btn-ghost{color:#fff!important;border-color:#56636A!important;background:transparent!important}
@media (max-width:1050px){.about-cards{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:900px){
  .about-hero{padding:22px 0 44px}
  .about-hero-grid,.about-founder,.about-split{grid-template-columns:minmax(0,1fr);gap:28px}
  .about-portrait{order:-1;max-width:300px}
  .about-hero .lede{font-size:16px}
  .about-section{padding:52px 0}
}
@media (max-width:560px){
  .about-cards,.about-domains{grid-template-columns:minmax(0,1fr)}
  .about-timeline li{grid-template-columns:1fr;gap:2px}
  .about-cta-actions,.about-cta-actions .btn{width:100%;justify-content:center}
}

/* ---------- Pages légales ---------- */
.legal-hero{padding:48px 0 28px!important}
.legal-hero h1{font-size:clamp(34px,4vw,52px)!important}
.legal-updated{font-size:13px;color:var(--x-muted);margin-top:14px}
.legal-body{padding:24px 0 72px}
.legal-wrap{max-width:860px}
.legal-wrap .block{scroll-margin-top:100px}
.legal-wrap .block p,.legal-wrap .block li{font-size:15.5px;line-height:1.75}
.legal-wrap .block a{color:var(--x-red-dark)}

/* =====================================================================
   FINITIONS MOBILE (≤ 720 px)
   ===================================================================== */
@media (max-width:720px){
  html{-webkit-text-size-adjust:100%}
  body{padding-bottom:calc(72px + env(safe-area-inset-bottom,0px))!important}
  .wrap{padding-left:18px!important;padding-right:18px!important}

  /* en-tête compact */
  .site-header-white{height:64px!important;min-height:64px!important}
  .site-header-white .headrow{height:64px!important}
  .site-header-white .logo img{max-height:44px!important;width:auto!important}
  .site-header-white .header-cta{display:none!important}
  .mobile-nav-panel{max-height:calc(100vh - 64px);overflow-y:auto;box-shadow:0 18px 40px rgba(17,23,25,.12)}
  .mobile-nav-panel .navlink{font-size:16px!important;padding:13px 4px!important}

  /* barre d'action fixe : légère, nette */
  .mobile-cta-bar{display:flex!important;gap:10px;padding:10px 14px calc(10px + env(safe-area-inset-bottom,0px))!important;
    background:rgba(255,255,255,.96)!important;backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);
    border-top:1px solid var(--x-line)!important;box-shadow:0 -6px 20px rgba(17,23,25,.06)!important}
  .mobile-cta-bar .btn{flex:1;justify-content:center;gap:8px;min-height:46px;font-size:15px!important;border-radius:10px!important}
  .mobile-cta-bar .btn-ghost{color:var(--x-ink)!important;border:1px solid var(--x-line)!important;background:#fff!important;flex:0 0 38%}
  .mobile-cta-bar .btn-primary{background:var(--x-red)!important;color:#fff!important;border:0!important}

  /* titres et rythme */
  section{padding-top:48px;padding-bottom:48px}
  h1{letter-spacing:-.03em!important}
  .hero-product{padding:28px 0 36px!important}
  .hero-product h1,.hero-product-v2 h1,.hero-product-v3 h1{font-size:clamp(31px,8.6vw,40px)!important;line-height:1.08!important}
  .hero-product .lede{font-size:16px!important;line-height:1.65!important}
  .breadcrumb{font-size:12px!important;padding-top:12px!important;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}

  /* boutons de hero : pleine largeur, le téléphone est déjà dans la barre fixe */
  .hero-ctas{flex-direction:column;gap:10px!important}
  .hero-ctas .btn{width:100%;justify-content:center}
  .hero-ctas .hero-phone{display:none!important}

  /* accueil : hero plus court, simulateur visible plus tôt */
  .home-hero-v5{padding-top:22px!important;padding-bottom:36px!important}
  .home-hero-v5 h1{font-size:clamp(32px,9vw,40px)!important;line-height:1.06!important;margin-bottom:12px!important}
  .home-hero-v5-lede{font-size:15.5px!important;line-height:1.6!important;margin-bottom:0!important}
  .home-hero-v5-actions,.hero-proof-line{display:none!important}
  .home-hero-v5-grid{gap:20px!important}
  .home-kicker{margin-bottom:12px!important}

  /* chiffres : grille 2 colonnes propre */
  .home-stats-band{padding:0!important}
  .home-stats-grid{grid-template-columns:1fr 1fr!important;padding:0!important}
  .home-stat{min-height:92px!important;padding:16px!important;border-right:1px solid var(--x-line)!important;border-left:0!important;border-top:0!important;border-bottom:1px solid var(--x-line)!important}
  .home-stat:nth-child(2n){border-right:0!important}
  .home-stat:last-child{grid-column:1 / -1!important;border-right:0!important;border-bottom:0!important}
  .home-stat strong{font-size:28px!important}
  .home-stat span{font-size:10px!important;letter-spacing:.08em!important}

  /* cartes « besoins » compactes */
  .needs-v5-grid{gap:10px!important}
  .home-needs-v5 .need-v5{min-height:0!important;padding:16px 18px!important;display:grid!important;grid-template-columns:28px 1fr 20px;align-items:center;gap:10px!important;border-radius:12px!important}
  .home-needs-v5 .need-v5 h3{font-size:19px!important;margin:0!important}
  .home-needs-v5 .need-v5 p{font-size:13px!important;margin-top:2px!important}
  .home-needs-v5 .need-v5-number{font-size:11px!important}
  .home-needs-v5 .need-v5-arrow{align-self:center!important;font-size:18px!important}

  /* doublon « solutions » : liste resserrée */
  .solution-grid-v3 a{padding:14px 0!important}
  .solution-grid-v3 a p{display:none}
  .solution-grid-v3 a h3{font-size:17px!important;margin:4px 0 0!important}

  /* avis */
  .testimonial-card blockquote{font-size:18px!important;line-height:1.5!important}

  /* éditorial et process */
  .home-editorial-copy-v3 p{font-size:16px!important;line-height:1.7!important}

  /* FAQ */
  details.faq summary{font-size:16px!important;padding:16px 2px!important}

  /* formulaires existants */
  input,select,textarea{font-size:16px!important}

  /* pied de page */
  .foot-grid{display:grid!important;grid-template-columns:1fr 1fr!important;gap:28px 18px!important}
  .foot-brand{grid-column:1 / -1}
  .foot-brand img{width:170px!important}
  .foot-col a,.foot-col p,.foot-cookie-btn{font-size:14px!important;margin-bottom:9px!important}
  .foot-col:last-child{grid-column:1 / -1}
  .foot-legal{font-size:11px!important}
}
@media (max-width:380px){
  .foot-grid{grid-template-columns:1fr!important}
  .mobile-cta-bar .btn-ghost{flex:0 0 34%}
}

/* ---------- Correctifs mobile complémentaires ---------- */
@media (max-width:720px){
  .site-header-white nav a.header-cta{display:none!important}
  body{padding-bottom:0!important}
  footer#contact-footer{padding-bottom:calc(92px + env(safe-area-inset-bottom,0px))!important}
  footer#contact-footer .foot-grid{display:grid!important;grid-template-columns:1fr 1fr!important;gap:28px 18px!important}
  footer#contact-footer .foot-brand,footer#contact-footer .foot-col:last-child{grid-column:1 / -1!important}
  footer#contact-footer .foot-col{min-width:0!important;width:auto!important}
  .about-portrait{display:grid;grid-template-columns:112px 1fr;gap:14px;align-items:center;max-width:none}
  .about-portrait img{border-radius:14px}
  .about-portrait figcaption{margin-top:0}
}
@media (max-width:380px){footer#contact-footer .foot-grid{grid-template-columns:1fr!important}}

/* ---------- Tablette (721–1050 px) ---------- */
@media (min-width:721px) and (max-width:1050px){
  .home-stats-grid{grid-template-columns:repeat(5,minmax(0,1fr))!important}
  .home-stat{min-height:100px!important;padding:18px 14px!important;border-top:0!important;border-right:1px solid var(--x-line)!important;grid-column:auto!important}
  .home-stat:last-child{border-right:0!important}
  .home-stat strong{font-size:28px!important}
  .home-stat span{font-size:9.5px!important;letter-spacing:.06em!important}
  .needs-v5-grid{grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:12px!important}
  .home-needs-v5 .need-v5{min-height:170px!important}
  .home-hero-v5-actions,.hero-proof-line{display:none!important}
}
/* ---------- Pages catégories : tuiles compactes sur mobile ---------- */
@media (max-width:720px){
  .tiles{gap:10px!important}
  .tile{padding:18px 18px!important;display:grid!important;grid-template-columns:36px 1fr;column-gap:12px;align-items:start;border-radius:12px!important}
  .tile .ic{grid-row:span 3;width:26px!important;height:26px!important;margin:2px 0 0!important}
  .tile h3{font-size:17px!important;margin:0 0 4px!important}
  .tile p{font-size:14px!important;margin:0 0 6px!important}
  .tile .go{font-size:13px!important}
}
@media (min-width:721px) and (max-width:1050px){
  .home-stats-band .home-stats-grid .home-stat:last-child,.home-stats-band .home-stats-grid .home-stat:nth-child(5){grid-column:auto!important}
}